1504 Debbs Ln, Chesapeake, VA 23320 Property Records

Chesapeake City property record for 1504 Debbs Ln, Chesapeake, VA 23320

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,854 sqft · built 1986
Lot Size	0.116 acres (5,053 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Jun 2025)
Tax Bill	$3,947 (2025)
Deeds & Mortgages	Mar 2017 Second Mortgage Nov 2018 Second Mortgage + 1 more
APN	`0382001001010`

Property Details

APN / Parcel Number

Primary APN	`0382001001010`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,854 sqft Living Area
1st Floor Area	710 sqft
Upper Floors Area	710 sqft
Attic	Attic
Attic Area	358 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	358 sqft

Exterior Amenities

Porch	Slab
Porch Area	20 sqft
Deck Area	294 sqft
Patio Area	326 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1504 DEBBS LN
City	CHESAPEAKE
State	VA
Zip	23320-8207
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	101 ALDEN SQUARE
Legal Subdivision	ALDEN SQUARE
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2000
Census Tract	20811

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1504 DEBBS LN, CHESAPEAKE, VA 23320-8207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWNE MORTGAGE
Nov 6, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 9, 2017	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	Mar 9, 2017 · Amount on Record
Deed Document Number	202513997
Deed Book / Page	10867 / 1389
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1504 DEBBS LN, CHESAPEAKE, VA 23320-8207
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9763/877
Date	Mar 9, 2017
Book Page	9763/877
Instrument	170006530

Lender

Name	TOWNE MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1504 DEBBS LN, CHESAPEAKE, VA 23320-8207
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9965/1545
Date	Nov 6, 2018
Book Page	9965/1545
Instrument	180029369

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Fixed Rate

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 9, 2017
Property Address	1504 DEBBS LN, CHESAPEAKE, VA 23320-8207
Document Number	9763/850
Book / Page	9763 / 850
Instrument Date	Mar 7, 2017
Instrument	170006528
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 DEBBS LN, CHESAPEAKE, VA 23320-8207

Mortgage

Document Number	170006529
Date	Mar 9, 2017
Instrument	170006529

Lender

Name	TOWNE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$410,200 (+4.96%) Land $165,000 Building $245,200	$410,200 (+4.96%) Land $165,000 Building $245,200
2025	$3,947.00 (+41.07%)	$390,800 (+14.37%) Land $155,000 Building $235,800	$390,800 (+14.37%) Land $155,000 Building $235,800
2023		$341,700 (+9.24%) Land $120,000 Building $221,700	$341,700 (+9.24%) Land $120,000 Building $221,700
2022		$312,800 Land $95,000 Building $217,800	$312,800 Land $95,000 Building $217,800
2019	$2,798.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.4% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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