Chesapeake City property record for 1504 Clearwater Ln, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 5 bd · 3 ba · 3,106 sqft · built 2002 |
| Lot Size | 0.492 acres (21,432 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Jun 2015) |
| Tax Bill | $3,904 (2022) |
| Deeds & Mortgages | Oct 2019 Mortgage Nov 2020 Refinance |
| APN | 0618002002440 |
| Primary APN | 0618002002440 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,106 sqft Total Area |
| 1st Floor Area | 1,106 sqft |
| Upper Floors Area | 1,288 sqft |
| Attic | Attic |
| Attic Area | 448 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,432 sqft (0.492 acres) |
| Lot Dimensions | 289 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 448 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 273 sqft |
| Deck Area | Deck Area |
| Patio Area | 712 sqft |
| Shed | 1 Shed |
| Shed Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1504 CLEARWATER LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-3995 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R15S: RESI |
| Legal Description | 244 ETHERIDGE LAKES SEC 5C |
| Legal Subdivision | ETHERIDGE PINES,LAKE,BLUE HERON,CARRIAGE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21013 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1504 CLEARWATER LN, CHESAPEAKE, VA 23322-3995 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2019 | Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Nov 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PENTAGON FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2015 · Amount on Record |
| Deed Sale | Jun 2, 2015 · Amount on Record |
| Prior Sale | Apr 5, 2007 · Amount on Record |
| Deed Book / Page | 9517 / 1740 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1504 CLEARWATER LN, CHESAPEAKE, VA 23322-3995 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 010065/481 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 10065/481 |
| Instrument | 190027405 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1504 CLEARWATER LN, CHESAPEAKE, VA 23322-3995 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | PRESTIGE TITLE AND ESCROW, PRESTIGE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 010255/757 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 10255/757 |
| Instrument | 200042505 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $644,500 (+15.69%) Land $210,000 Building $434,500 | $644,500 (+15.69%) Land $210,000 Building $434,500 | |
| 2023 | $557,100 (+8.09%) Land $175,000 Building $382,100 | $557,100 (+8.09%) Land $175,000 Building $382,100 | |
| 2022 | $3,904.00 (-13.38%) | $515,400 Land $150,000 Building $365,400 | $515,400 Land $150,000 Building $365,400 |
| 2019 | $4,507.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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