Cleveland County property record for 1504 Charles St, Norman, OK 73069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,348 sqft · built 1969 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,427 (2025) |
| Deeds & Mortgages | May 2024 Second Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0051539 |
| Primary APN | R0051539 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 1,788 sqft |
| 1st Floor Area | 1,348 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,841 sqft (0.18 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Open Porch |
| Porch Area | 138 sqft |
| Patio Area | 138 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 51539 |
|---|---|
| Street Address | 1504 CHARLES ST |
| City | NORMAN |
| State | OK |
| Zip | 73069-7443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | WOODSLAWN 3 LOT 21 BLK 10 |
| Legal Range | 03W |
| Legal Township | 09 |
| Legal Section | 25 |
| Legal Subdivision | WOODSLAWN 3 |
| Legal Block | 10 |
| Legal Lot Number | 21 |
| Jurisdiction | CLEVELAND OK |
| Township / Civil Division | NORMAN |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 200900 |
1504 Charles St is owned and occupied by two individuals who acquired it in October 2021.
Source: Cleveland County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1504 CHARLES ST, NORMAN, OK 73069-7443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 1, 2021 | Intrafamily Transfer, Transfer · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2021 |
| Deed Sale | Oct 1, 2021 |
| Deed Document Number | 202142238 |
| Deed Book / Page | 6320 / 340 |
| Prior Transfer Date | Sep 4, 2021 |
| Prior Transfer Doc | R202142238 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 1504 CHARLES ST, NORMAN, OK 73069-7443 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | R202411036 |
|---|---|
| Date | May 3, 2024 |
| Book Page | 6660/1459 |
| Instrument | R 2024 11036 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 10, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Recording Date | Oct 1, 2021 |
| Property Address | 1504 CHARLES ST, NORMAN, OK 73069-7443 |
| Document Number | R202142238 |
| Book / Page | 6320 / 340 |
| Instrument Date | Sep 4, 2021 |
| Instrument | R 2021 42238 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1504 CHARLES ST, NORMAN, OK 73069-7443 |
| Document Number | R202142239 |
|---|---|
| Date | Oct 1, 2021 |
| Instrument | R 2021 42239 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 1504 Charles St was $1,427 with a homeowner's exemption.
Source: Cleveland County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,427.00 Homeowner's exemption | $12,892 Land $3,295 Building $9,597 | $163,714 Land $41,845 Building $121,869 |
| 2023 | $1,339.00 Homeowner's exemption | $12,152 Land $2,844 Building $9,308 | $150,843 Land $35,311 Building $115,532 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1504 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1504 Charles St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| OEC Fiber Fiber | 1,000 / 1,000 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures