1504 Centralia Rd, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 1504 Centralia Rd, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	0.29 acres (12,650 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (May 2022)
Tax Bill	$1,092 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-19-328-006`

Property Details

APN / Parcel Number

Primary APN	`07-19-328-006`

Exterior

Lot Area	12,650 sqft (0.29 acres)

Location & Zoning

Street Address	1504 CENTRALIA RD
City	MOUNT VERNON
State	IL
Zip	62864-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JAY,C F SUB W165L12-15 TAY SUB LOTS 3 & 4
Legal Subdivision	JAY,C F SUB
Legal Lot Number	3-4
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2007
Census Tract	50700

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1504 CENTRALIA RD, MOUNT VERNON, IL 62864-2645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COMMUNITY FIRST BANK OF THE HEARTLA
Apr 30, 2021	Deed, Transfer · Stand-Alone First Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	20221978
Prior Transfer Date	Dec 20, 2011
Prior Transfer Doc	201107159
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	May 13, 2022
Property Address	1504 CENTRALIA RD, MOUNT VERNON, IL 62864-2645
Document Number	0202201978
Instrument Date	May 13, 2022
Instrument	202201978
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 CENTRALIA RD, MOUNT VERNON, IL 62864-2645

Mortgage

Document Number	0202201979
Date	May 13, 2022
Instrument	202201979

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLA

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON IL
Recording Date	Apr 30, 2021
Property Address	1504 CENTRALIA RD, MOUNT VERNON, IL 62864-2645
Document Number	202102016
Instrument Date	Apr 29, 2021
Instrument	202102016
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	422 W 2ND ST, CENTRALIA, IL 62801-3402

Mortgage

Document Number	202102017
Date	Apr 30, 2021
Instrument	202102017

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0202102018
Date	Apr 30, 2021
Instrument	202102018

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Elementary School District	Mount Vernon School District 80 (PK - 08)
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,092.00 (+4.7%) Homeowner's exemption	$20,450 (+8%) Land $5,203 Building $15,247	$61,350 (+8%) Land $15,609 Building $45,741
2024	$1,043.00 (+36.88%)	$18,936 (+23.48%) Land $4,818 Building $14,118	$56,808 (+23.48%) Land $14,454 Building $42,354
2022		$15,335 Land $3,902 Building $11,433	$46,005 Land $11,706 Building $34,299
2021	$762.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Wisper ISP.

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