1504 Carpinteria St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1504 Carpinteria St, Chula Vista, CA 91913

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,529 sqft · built 2015
Lot Size0.77 acres (3,336 sqft)
Owner2 Individual Names on File
Last Sale$486,000 (Mar 2015)
Tax Bill$9,497 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Feb 2018 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN644-351-50-00

Property Details

APN / Parcel Number

Primary APN644-351-50-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,529 sqft Living Area

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Lot Area3,336 sqft (0.77 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address1504 CARPINTERIA ST
CityCHULA VISTA
StateCA
Zip91913-2852
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePC15RM1
Legal DescriptionLOT 52 TR 015901
Legal SubdivisionOTAY RANCH VILLAGE 2 NORTH NBR
Legal Tract015901
Legal Block1
Legal Lot Number52
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1015
Census Tract13317

Owner

1504 Carpinteria St is owned and occupied by two individuals who bought it in March 2015.

Source: San Diego County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address1504 CARPINTERIA ST, CHULA VISTA, CA 91913-2852
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Deed of Trust, Mortgage · Line of Credit
MY POINT CU SD
Feb 21, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Jan 4, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2015 · Amount on File
Deed SaleMar 27, 2015 · Amount on File
Deed Document Number2015145062
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1504 CARPINTERIA ST, CHULA VISTA, CA 91913-2852
Transaction TypeMortgage
Record UpdatedAug 25, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1504 CARPINTERIA ST, CHULA VISTA, CA 91913-2852

Mortgage

Document Number0000585039
DateAug 17, 2021
Instrument2021-0585039
Lender
NameMY POINT CU SD
TypeCredit Union
AddressSAN DIEGO, CA 92123
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueAug 13, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly
Min Rate At Change4%
Max Rate At Change10%
IndexOther
Max Rate10%

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1504 CARPINTERIA ST, CHULA VISTA, CA 91913-2852
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLENDERLIVE SETTLEMENT SERVIC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000068070
DateFeb 21, 2018
Instrument2018-0068070
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term119 Months
DueJan 26, 2028

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1504 CARPINTERIA ST, CHULA VISTA, CA 91913-2852
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1504 CARPINTERIA ST, CHULA VISTA, CA 91913-2852

Mortgage

Document Number0000002399
DateJan 4, 2021
Instrument2021-0002399
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term296 Months
DueSep 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 1504 Carpinteria St was $9,497 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityChula Vista City
Elementary School DistrictChula Vista Elementary School District (KG - 06)
Secondary School DistrictSweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$595,646 (+2%) Land $232,913 Building $362,733
2025$9,497.00$583,968 Land $228,347 Building $355,621
2023$8,591.00 (+3.94%)$561,294 Land $219,481 Building $341,813
2022$8,265.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1504 Carpinteria St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1504 Carpinteria St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: GeoLinks, T-Mobile, Wyyerd Connect.

Nearby Properties on Carpinteria St

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