1504 Benefit Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1504 Benefit Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1929
Lot Size	2.98 acres (129,983 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,488 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Dec 2019 Line of Credit
APN	`0840000000190`

Property Details

APN / Parcel Number

Primary APN	`0840000000190`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	930 sqft
Attic	Attic
Attic Area	558 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	129,983 sqft (2.98 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	264 sqft
Shed	1 Shed
Shed Area	370 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	1504 BENEFIT RD
City	CHESAPEAKE
State	VA
Zip	23322-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1: AGRICU
Legal Description	TR A C C & W C ANSELL PLAT 2.984 AC
Legal Subdivision	WHOLE MAP 084
Legal Tract	A
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1036
Census Tract	21004

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1504 BENEFIT RD, CHESAPEAKE, VA 23322-2719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 20, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1504 BENEFIT RD, CHESAPEAKE, VA 23322-2719
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010093/829
Date	Dec 20, 2019
Book Page	10093/829
Instrument	190035516

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

Interest

Rate Type	Fixed Rate
Rate	4.49%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	1504 BENEFIT RD, CHESAPEAKE, VA 23322-2719
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010093/849
Date	Dec 20, 2019
Book Page	10093/849
Instrument	190035517

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 13, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$369,000 (+6.86%) Land $264,100 Building $104,900	$369,000 (+6.86%) Land $264,100 Building $104,900
2025	$3,488.00 (+46.99%)	$345,300 (+20.06%) Land $234,200 Building $111,100	$345,300 (+20.06%) Land $234,200 Building $111,100
2023		$287,600 (+7.63%) Land $184,400 Building $103,200	$287,600 (+7.63%) Land $184,400 Building $103,200
2022		$267,200 Land $164,400 Building $102,800	$267,200 Land $164,400 Building $102,800
2019	$2,373.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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