1504 Aspen Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 1504 Aspen Dr, Waterloo, IA 50701

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 842 sqft · built 2001
Lot Size	0.125 acres (5,439 sqft)
Owner	Individual Name on File
Last Sale	$142,000 (Oct 2022)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	Oct 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8913-29-251-089`

Property Details

APN / Parcel Number

Primary APN	`8913-29-251-089`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	842 sqft Living Area
1st Floor Area	842 sqft
Basement Area	842 sqft
Finished Basement	560 sqft
Unfinished Basement	842 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Condo/Apartment
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,439 sqft (0.125 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	104 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1504 ASPEN DR
City	WATERLOO
State	IA
Zip	50701-3511
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CENTRAL HEIGHTS CONDOMINIUM UNIT 1504
Legal Range	13W
Legal Township	89N
Legal Section	29
Legal Subdivision	CENTRAL HEIGHTS CONDOMINIUM
Legal Lot Number	1504
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1027
Census Tract	1502

Owner

1504 Aspen Dr, a condominium, is owned and occupied by an individual who bought it in October 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1506 ASPEN DR, WATERLOO, IA 50701-3511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on File
Deed Sale	Oct 12, 2022 · Amount on File
Prior Sale	Oct 12, 2021 · Amount on File
Deed Document Number	20227984
Record Updated	Oct 29, 2026

October 2021: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Oct 12, 2021
Property Address	1504 ASPEN DR, WATERLOO, IA 50701-3511
Document Number	202200007984
Instrument Date	Oct 7, 2021
Instrument	202200007984
Transaction Type	Foreclosure
Record Updated	Oct 25, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$226.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1504 ASPEN DR, WATERLOO, IA 50701-3511

Mortgage

Document Number	202200007985
Date	Oct 12, 2021
Instrument	202200007985

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1504 Aspen Dr was $3,144 with a homeowner's exemption, up 14.4% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,144.00 (+14.41%) Homeowner's exemption	$179,510 Land $12,240 Building $167,270	$179,510 Land $12,240 Building $167,270
2024	$2,748.00
2023		$150,600 (+12.7%) Land $12,240 Building $138,360	$150,600 Land $12,240 Building $138,360
2022	$2,934.00 Homeowner's exemption	$133,630 Land $13,600 Building $120,030
2021			$133,630 Land $13,600 Building $120,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1504 Aspen Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1504 Aspen Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cedar Falls Utilities, Nextlink.

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