15039 Moonglow Dr, Ramona, CA 92065 Property Records

San Diego County property record for 15039 Moonglow Dr, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,802 sqft · built 1993
Lot Size	0.486 acres (21,155 sqft)
Owner	Individual Name on Record
Last Sale	$429,000 (May 2012)
Tax Bill	$6,712 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`288-662-47-00`

Property Details

APN / Parcel Number

Primary APN	`288-662-47-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,802 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	21,155 sqft (0.486 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15039 MOONGLOW DR
City	RAMONA
State	CA
Zip	92065-4532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 172 TR 008031
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	008031
Legal Block	2
Legal Lot Number	172
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2001
Census Tract	20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15039 MOONGLOW DR, RAMONA, CA 92065-4532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Gift Deed, Transfer · Line of Credit SPRING EQ LLC
Oct 5, 2021	Intrafamily Transfer, Transfer
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 2, 2018	Quit Claim Deed, Transfer STEWART TITLE
Mar 27, 2018	Quit Claim Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2012 · Amount on Record
Deed Sale	May 11, 2012 · Amount on Record
Prior Sale	Apr 11, 1994 · Amount on Record
Deed Document Number	2012279587
Last Transfer Date	May 19, 2026
Transfer Doc	0000151691
Record Updated	Oct 29, 2026

May 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 28, 2026
Property Address	15039 MOONGLOW DR, RAMONA, CA 92065-4532
Document Number	0000151691
Instrument Date	May 19, 2026
Instrument	2026151691
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15039 MOONGLOW DR, RAMONA, CA 92065-4532

Mortgage

Document Number	0000151692,
Date	May 28, 2026
Instrument	2026151692

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Rate	6.3%
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2021
Property Address	15039 MOONGLOW DR, RAMONA, CA 92065-4532
Document Number	0000695035
Map Reference	MAP 3031
Instrument Date	Jun 16, 2021
Instrument	2021-0695035
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23422 JUNIPER FIELD TRL, RAMONA, CA 92065-5919

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	15039 MOONGLOW DR, RAMONA, CA 92065-4532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000177289
Date	Apr 7, 2020
Instrument	2020-0177289

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2018
Property Address	15039 MOONGLOW DR, RAMONA, CA 92065-4532
Document Number	0000127231
Instrument Date	Mar 28, 2018
Instrument	127231
Transaction Type	Transfer
Record Updated	Apr 6, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15039 MOONGLOW DR RAMONA CA 920654532, RAMONA, CA 92065-4532

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2018
Property Address	15039 MOONGLOW DR, RAMONA, CA 92065-4532
Document Number	0000121570
Instrument Date	Mar 7, 2018
Instrument	121570
Transaction Type	Transfer
Record Updated	Apr 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15039 MOONGLOW DR RAMONA CA 920654532, RAMONA, CA 92065-4532

Mortgage

Document Number	121571
Date	Mar 27, 2018
Instrument	121571

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$549,612 (+2%) Land $113,390 Building $436,222
2025	$6,712.00 (+6.79%)	$538,836 (+4.04%) Land $111,167 Building $427,669
2023	$6,285.00 (-1.67%)	$517,914 Land $106,851 Building $411,063
2022	$6,392.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.3% of the US · above 90% of California
Wildfire Likelihood	3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: San Diego Broadband, Verizon.

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