15037 W Elko Dr, Surprise, AZ 85374 Property Records

Maricopa County property record for 15037 W Elko Dr, Surprise, AZ 85374

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,710 sqft · built 1997
Lot Size	0.187 acres (8,125 sqft)
Owner	2 Trust Names on File
Last Sale	$257,000 (Feb 2019)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Mar 2026 Transfer Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`232-29-708`

Property Details

APN / Parcel Number

Primary APN	`232-29-708`
Alternative APN	`232297088`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,710 sqft Living Area
Gross Area	1,830 sqft
1st Floor Area	1,710 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,125 sqft (0.187 acres)
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15037 W ELKO DR
City	SURPRISE
State	AZ
Zip	85374-4450
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	KINGSWOOD PARKE PHASE ONE PARCELS 4 AND 5 MCR 422-16
Legal Range	1W
Legal Township	4N
Legal Section	32
Legal Subdivision	KINGSWOOD PARKE PHASE ONE PARCELS 4 AND
Legal Phase	1
Legal Lot Number	209
Jurisdiction	MARICOPA AZ
Township / Civil Division	WICKENBURG
Census Block Group	1
Census Block	1008
Census Tract	40530

Owner

15037 W Elko Dr is owner-occupied and held in a trust since October 2020.

Source: Maricopa County records, as of March 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	15037 W ELKO DR, SURPRISE, AZ 85374-4450
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Intrafamily Transfer, Transfer
Oct 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 15, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 7, 2019	Warranty Deed, Construction Loan · Construction Mortgage DEUTSCHE BANK NATIONAL TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2019 · Amount on File
Deed Sale	Feb 15, 2019 · Amount on File
Prior Sale	Jan 7, 2019 · Amount on File
Deed Document Number	2019107168
Last Transfer Date	Oct 24, 2020
Transfer Doc	0001053187
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 17, 2026
Property Address	15037 W ELKO DR, SURPRISE, AZ 85374-4450
Document Number	0000155094
Map Reference	MB 422 PG 16
Instrument Date	Mar 17, 2026
Instrument	20260155094
Transaction Type	Transfer
Record Updated	Mar 25, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15037 W ELKO DR, SURPRISE, AZ 85374-4450

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 30, 2020
Property Address	15037 W ELKO DR, SURPRISE, AZ 85374-4450
Document Number	0001053187
Map Reference	MB 422 PG 16
Instrument Date	Oct 24, 2020
Instrument	20201053187
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15037 W ELKO DR, SURPRISE, AZ 85374-4450

Mortgage

Document Number	0001053188
Date	Oct 30, 2020
Instrument	20201053188

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 15, 2019
Property Address	15037 W ELKO DR, SURPRISE, AZ 85374-4450
Document Number	0000107168
Map Reference	MB 422 PG 16
Instrument Date	Feb 14, 2019
Instrument	20190107168
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15037 W ELKO DR, SURPRISE, AZ 85374-4450

Mortgage

Document Number	0000107169
Date	Feb 15, 2019
Instrument	20190107169

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

January 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 7, 2019
Property Address	15037 W ELKO DR, SURPRISE, AZ 85374-4450
Document Number	0000010410
Map Reference	MB 422 PG 16
Instrument Date	Jan 4, 2019
Instrument	20190010410
Transaction Type	Construction Loan
Record Updated	Jul 15, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16891 W JEFFERSON ST, 16891, GOODYEAR, AZ 85338-2778

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HOWARD ST STE 550, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010411
Date	Jan 7, 2019
Instrument	20190010411

Lender

Name	DEUTSCHE BANK NATIONAL TRUST CO
Type	REO / Foreclosure Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15037 W Elko Dr was $1,290.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,530 (+120.14%)	$365,300 (+2.84%) Land $73,000 Building $292,300
2025	$1,290.00	$16,594 (-57.81%)	$355,200 (-9.69%) Land $71,000 Building $284,200
2024		$39,330	$393,300 Land $78,600 Building $314,700
2023	$1,270.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15037 W Elko Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15037 W Elko Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: Verizon.

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