15033 Oak Rd, Carmel, IN 46033 Property Records

Hamilton County property record for 15033 Oak Rd, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,808 sqft · built 1996
Lot Size	0.18 acres (7,841 sqft)
Owner	Trust Name on File
Tax Bill	$6,453 (2024)
Deeds & Mortgages	Nov 2022 Sale Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-18-003-004.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-10-18-003-004.000-015`
Alternative APN	`0910180003004000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,808 sqft Living Area
Gross Area	2,188 sqft
1st Floor Area	1,808 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	96 ft deep x 77 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	15033 OAK RD
City	CARMEL
State	IN
Zip	46033-8986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .18, SECTION 18, TOWNSHIP 18, RANGE 4, SILVER THORNE, SECTION 1, LOT 4
Legal Range	04
Legal Township	18
Legal Section	18
Legal Subdivision	SILVER THORNE SECTION 1
Legal Block	1
Legal Lot Number	4
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1027
Census Tract	110405

Owner

15033 Oak Rd is owner-occupied and held in a trust since November 2022.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	Trust Name on File
Mailing Address	9800 CONNECTICUT DR, B2-900, CROWN POINT, IN 46307-7840
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2022	Deed, Transfer
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Mar 11, 2020	Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2022
Deed Sale	Nov 9, 2022
Prior Sale	Mar 11, 2020 · Amount on File
Deed Document Number	202253776
Prior Transfer Date	Jan 4, 2013
Prior Transfer Doc	0000002268
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 9, 2022
Property Address	15033 OAK RD, CARMEL, IN 46033-8986
Document Number	0000053776
Map Reference	DOC 9603897
Instrument Date	Oct 14, 2022
Instrument	2022053776
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9800 CONNECTICUT DR # B2-900, B2-900, CROWN POINT, IN 46307-7840

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	15033 OAK RD, CARMEL, IN 46033-8986
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047090
Date	Sep 22, 2017
Instrument	2017047090

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 11, 2020
Property Address	15033 OAK RD, CARMEL, IN 46033-8986
Document Number	2020013116
Map Reference	DOC 9603897
Instrument Date	Mar 1, 2020
Instrument	2020013116
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	NEAR NORTH TITLE GROP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 SHORECLIFF, ALISO VIEJO, CA 92656-1913

Mortgage

Document Number	2020013117
Date	Mar 11, 2020
Instrument	2020013117

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$300,000 Land $70,000 Building $230,000	$300,000 Land $70,000 Building $230,000
2024	$6,453.00 (+0.45%)
2023	$6,424.00 (+13.54%)	$284,600 (+14.99%) Land $56,400 Building $228,200	$284,600 (+14.99%) Land $56,400 Building $228,200
2022	$5,658.00	$247,500 Land $56,400 Building $191,100	$247,500 Land $56,400 Building $191,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15033 Oak Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15033 Oak Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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