15033 Millard Rd, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 15033 Millard Rd, Three Rivers, MI 49093 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,568 sqft · built 1963
Lot Size	17.5 acres (762,300 sqft)
Owner	2 Individual Names on File
Last Sale	$294,000 (May 2026)
Tax Bill	$700 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`004-024-008-02`

Property Details

APN / Parcel Number

Primary APN	`004-024-008-02`

Interior

Full Baths	1 Bath
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Lot Area	762,300 sqft (17.5 acres)
Lot Dimensions	273 ft deep x 191 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	15033 MILLARD RD
City	THREE RIVERS
State	MI
Zip	49093-9202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR SEC 24 TH N 89D 45M 37S E (REC N 89D 01M 30S E) 376.45 FT TH S 00D 43M 47S W (REC S 00D 03M 30S E 576.93 FT TH N 8
Legal Range	12W
Legal Township	06S
Legal Section	24
Jurisdiction	ST JOSEPH MI
Township / Civil Division	FABIUS
Census Block Group	3
Census Block	3008
Census Tract	41102

Owner

Source: St. Joseph County records · APN 004-024-008-02

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	128 GOSHEN AVE, ELKHART, IN 46516-4332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 05, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 02, 2011	Deed of Trust, Mortgage FIFTH THIRD BANK WESTERN MICHIGAN
Oct 21, 2014	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Sep 25, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK
May 28, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Dec 20, 2018	Intrafamily Transfer, Transfer
Sep 25, 2018	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Oct 23, 1976
Deed Document Number	20264434
Prior Transfer Date	Dec 14, 2018
Prior Transfer Doc	1943/0282
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	15033 MILLARD RD, THREE RIVERS, MI 49093-9202
Transaction Type	Mortgage
Record Updated	Jun 11, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15033 MILLARD RD, THREE RIVERS, MI 49093-9202

Mortgage

Document Number	2022004636
Date	May 16, 2022
Instrument	2022004636

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	15033 MILLARD RD, THREE RIVERS, MI 49093-9202
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15033 MILLARD RD, THREE RIVERS, MI 49093-9202

Mortgage

Document Number	2023004178
Date	Jun 05, 2023
Instrument	2023004178

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	15033 MILLARD RD, THREE RIVERS, MI 49093-9202
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01616/0172
Date	Jun 02, 2011
Book Page	1616/0172

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 01, 2026

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	15033 MILLARD RD, THREE RIVERS, MI 49093-9202
Transaction Type	Mortgage
Record Updated	Jun 11, 2026
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01762/0612
Date	Oct 21, 2014
Book Page	1762/0612

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	15033 MILLARD RD, THREE RIVERS, MI 49093-9202
Transaction Type	Mortgage
Record Updated	Jun 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01932/0531
Date	Sep 25, 2018
Book Page	1932/0531

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2033

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	May 28, 2026
Property Address	15033 MILLARD RD, THREE RIVERS, MI 49093-9202
Document Number	0000004434
Instrument Date	May 26, 2026
Instrument	20264434
Transaction Type	Transfer
Record Updated	Jun 04, 2026
Title Company	OAK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$222,705.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	128 GOSHEN AVE, ELKHART, IN 46516-4332

Mortgage

Document Number	0000004435,
Date	May 28, 2026
Instrument	20264435

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Dec 20, 2018
Property Address	15033 MILLARD RD, THREE RIVERS, MI 49093-9202
Document Number	1943/0282
Book / Page	1943 / 0282
Instrument Date	Dec 14, 2018
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15145 MILLARD RD, 15145, THREE RIVERS, MI 49093-9202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15033 MILLARD RD, THREE RIVERS, MI 49093-9202

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	15033 MILLARD RD, THREE RIVERS, MI 49093-9202
Transaction Type	Mortgage
Record Updated	Oct 05, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1932/0531
Date	Sep 25, 2018
Book Page	1932/0531

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2033

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Fabius Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,100 (+24.33%)	$336,200 (+24.33%)
2025	$700.00 Homeowner's exemption	$135,200 Land $68,300 Building $66,900	$270,400 Land $136,600 Building $133,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 13 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Midwest Energy Cooperative	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Mercury Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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