15031 Ridgeway Ave, Midlothian, IL 60445 Property Records

Cook County property record for 15031 Ridgeway Ave, Midlothian, IL 60445

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1954
Lot Size	0.167 acres (7,260 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Mar 2021)
Tax Bill	$6,812 (2023)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jan 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-11-322-020`

Property Details

APN / Parcel Number

Primary APN	`28-11-322-020`
Alternative APN	`28-11-322-020-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,260 sqft (0.167 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	15031 RIDGEWAY AVE
City	MIDLOTHIAN
State	IL
Zip	60445-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(ROBERTSONS) (THIRD) ADD TO (MIDLOTHIAN) SUB OF E 135 3 FT OF SH SW SEC 11-36-13
Legal Range	13E
Legal Township	36N
Legal Section	11
Legal Subdivision	ROBERTSONS THIRD ADD TO MIDLOTHIAN
Legal Lot Number	23
Jurisdiction	COOK IL
Township / Civil Division	BREMEN
Census Block Group	3
Census Block	3010
Census Tract	824702

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15031 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-3540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed, Transfer · Conventional Mortgage CIBC BANK USA
Jan 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Deed Document Number	202120195
Prior Transfer Date	Sep 26, 2017
Prior Transfer Doc	0000047131
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Mar 4, 2021
Property Address	15031 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-3540
Document Number	0006320195
Instrument Date	Dec 13, 2020
Instrument	2106320195
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15031 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-3540

Mortgage

Document Number	0006320196
Date	Mar 4, 2021
Instrument	2106320196

Lender

Name	CIBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Mortgage

Document Number	0006320197
Date	Mar 4, 2021
Instrument	2106320197

Lender

Name	CIBC BANK USA
Type	Bank
Address	WORTH, IL 60482

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 25, 2018
Property Address	15031 RIDGEWAY AVE, MIDLOTHIAN, IL 60445-3540
Document Number	1802547131
Instrument Date	Sep 26, 2017
Instrument	2547131
Transaction Type	Transfer
Record Updated	Feb 1, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15031 RIDGEWAY AVE MIDLOTHIAN IL 604453540, MIDLOTHIAN, IL 60445-3540

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Bremen Township
Municipality	Midlothian Village
Secondary School District	Bremen Community High School District 228 (09 - 12)
Elementary School District	Midlothian School District 143 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,000 (+37.98%) Land $2,541 Building $15,459	$180,000 (+37.98%) Land $25,410 Building $154,590
2023	$6,812.00 (+11.14%)
2022	$6,129.00 Homeowner's exemption	$13,045 Land $2,178 Building $10,867	$130,450 Land $21,780 Building $108,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDLOTHIAN serves 14,819 people · EPA ID IL0311920
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fiber	1,500 / 1,500

May also be available: Verizon.

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