15030 Surrey Bend, Spring Hill, FL 34609 Property Records

Hernando County property record for 15030 Surrey Bend, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,576 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	Owner Name on File
Last Sale	$255,000 (Jul 2013)
Tax Bill	$3,408 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R02-223-18-3495-0000-0110`

Property Details

APN / Parcel Number

Primary APN	`R02-223-18-3495-0000-0110`
Alternative APNs	`01345066` `1345066`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,576 sqft Living Area
1st Floor Area	2,576 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Porch
Porch Area	1,805 sqft
Deck Area	195 sqft
Patio Area	753 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01345066
Street Address	15030 SURREY BND
City	SPRING HILL
State	FL
Zip	34609-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SILVERTHORN PH 2B LOT 11
Legal Range	18E
Legal Township	23S
Legal Section	02
Legal Subdivision	SILVERTHORN PH 2B
Legal Lot Number	11
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	40909

Owner

The current owner of 15030 Surrey Bend bought it in July 2013.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Owner Name on File
Mailing Address	15030 SURREY BND, SPRING HILL, FL 34609-9517
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2013 · Amount on File
Deed Sale	Jul 1, 2013 · Amount on File
Prior Sale	Oct 5, 2005 · Amount on File
Deed Document Number	2013037073
Deed Book / Page	3017 / 0951
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	15030 SURREY BND, SPRING HILL, FL 34609-9517
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040621001
Date	Sep 29, 2021
Book Page	4062/1001
Instrument	2021072886

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 15030 Surrey Bend was $3,408 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,408.00 Additional exemption filed	$278,186	$437,781 Land $102,165 Building $335,616
2023		$262,472 Land $262,472
2022	$3,385.00		$431,512 Land $102,165 Building $329,347

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15030 Surrey Bend in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	5 (2012–2017)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15030 Surrey Bend is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WOODARD MANOR private · serves 100 people · EPA ID FL6295177
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	HERNANDO CO UTL-WEST
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20