1503 Waterfall Way, Elsmere (Erlanger), KY 41018 Property Records

Kenton County property record for 1503 Waterfall Way, Elsmere, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,008 sqft · built 1996
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on File
Last Sale	$87,000 (Mar 2019)
Tax Bill	$3,025 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Mar 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-10-02-134.00`

Property Details

APN / Parcel Number

Primary APN	`016-10-02-134.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,008 sqft Finished Area
Gross Area	1,128 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	1503 WATERFALL WAY
City	ELSMERE
State	KY
Zip	41018-4024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIPPLE CREEK II SEC 5 LOT 134
Legal Subdivision	RIPPLE CREEK II
Legal Phase	5
Legal Lot Number	134
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3014
Census Tract	65600

Owner

1503 Waterfall Way is owned by a company that bought it in March 2019.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1530 AMSTERDAM RD, FT WRIGHT, KY 41011-1900
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Deed of Trust, Mortgage CENTRAL BK
Mar 4, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 24, 2017	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2019 · Amount on File
Deed Sale	Mar 4, 2019 · Amount on File
Prior Sale	Jan 24, 2017 · Amount on File
Deed Document Number	201903 04 059 00287
Deed Book / Page	6611 / 294
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1503 WATERFALL WAY, ELSMERE, KY 41018-4024
Document Number	0000000440
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1530 AMSTERDAM RD FORT WRIGHT KY 410111900, FORT WRIGHT, KY 41011-1900
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000440
Date	Dec 30, 2019
Book Page	0I4388/000195
Instrument	440

Lender

Name	CENTRAL BK
Type	Bank
Address	300 W VINE ST, LEXINGTON, KY 40507-1621

Agreement

Amount	Amount on Record
Term	84 Months
Due	Dec 29, 2026

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 4, 2019
Property Address	1503 WATERFALL WAY, ELSMERE, KY 41018-4024
Document Number	0000000287
Book / Page	0C6611 / 000294
Instrument Date	Feb 28, 2019
Instrument	287
Transaction Type	Transfer
Record Updated	Mar 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$87.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1530 AMSTERDAM RD FORT WRIGHT KY 410111900, FORT WRIGHT, KY 41011-1900

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jan 24, 2017
Property Address	1503 WATERFALL WAY, ELSMERE, KY 41018-4024
Document Number	0000000207
Book / Page	0C6081 / 000344
Instrument Date	Jan 20, 2017
Instrument	207
Transaction Type	Transfer
Record Updated	May 11, 2017
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$118.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 WATERFALL WAY ELSMERE KY 410184024, ELSMERE, KY 41018-4024

Tax Assessment & Valuation

The 2025 property tax bill for 1503 Waterfall Way was $3,025.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Elsmere City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,200 (-) Land $25,000 Building $174,200	$199,200 (-) Land $25,000 Building $174,200
2025	$3,025.00	$199,200 Land $25,000 Building $174,200	$199,200 Land $25,000 Building $174,200
2023	$2,986.00	$199,200 Land $25,000 Building $174,200	$199,200 Land $25,000 Building $174,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1503 Waterfall Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1503 Waterfall Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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