Hamilton County property record for 1503 W 48th St, Chattanooga, TN 37409
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,459 sqft · built 1955 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $301,000 (Jun 2021) |
| Tax Bill | $1,392 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 167G G 007 |
| Primary APN | 167G G 007 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,459 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000105894 |
|---|---|
| Street Address | 1503 W 48TH ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37409-1704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | PT LTS 24 & 25 BEULAH RUOFF TRACT FIRST ADDN TO ST ELMO PB2 PG44 |
| Legal Subdivision | BEULAH RUOFF TRACT |
| Legal Tract | 1 |
| Legal Lot Number | 24,25 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 1800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. Elmo Historic District listed 1982 · 611 contributing resources · NRIS 82003976 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1503 W 48TH ST, CHATTANOOGA, TN 37409-1704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Jun 21, 2021 | Warranty Deed, Transfer FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2021 · Amount on Record |
| Deed Sale | Jun 21, 2021 · Amount on Record |
| Prior Sale | Jul 21, 2015 · Amount on Record |
| Deed Document Number | 2021294 |
| Deed Book / Page | 12534 / 928 |
| Prior Transfer Date | Mar 12, 2015 |
| Prior Transfer Doc | 0000000071 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1503 W 48TH ST, CHATTANOOGA, TN 37409-1704 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000284 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 12584/870 |
| Instrument | 2021072700284 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 21, 2021 |
| Property Address | 1503 W 48TH ST, CHATTANOOGA, TN 37409-1704 |
| Document Number | 0000000294 |
| Book / Page | 12534 / 928 |
| Map Reference | MB 2 PG 44 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021062100294 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,113.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1503 W 48TH ST, CHATTANOOGA, TN 37409-1704 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,392.00 (+19.48%) | $91,875 (+76.43%) | $367,500 (+76.43%) Land $75,000 Building $292,500 |
| 2024 | $1,165.00 | $52,075 (-) | $208,300 (-) Land $55,000 Building $153,300 |
| 2023 | $1,165.00 | $52,075 (-) | $208,300 (-) Land $55,000 Building $153,300 |
| 2022 | $1,165.00 | $52,075 | $208,300 Land $55,000 Building $153,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 49% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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