1503 Smith Ct, Henderson, KY 42420 Property Records

Henderson County property record for 1503 Smith Ct, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Lot Size	0.217 acres (9,484 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Nov 2020)
Tax Bill	$1,397 (2025)
Deeds & Mortgages	Aug 2010 Mortgage Mar 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4.60E-25`

Property Details

APN / Parcel Number

Primary APN	`4.60E-25`
Alternative APNs	`46E-26` `47753`

Exterior

Lot Area	9,484 sqft (0.217 acres)
Lot Dimensions	75.7 ft deep x 125 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	1503 SMITH CT
City	HENDERSON
State	KY
Zip	42420-4629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	COLONIAL
Legal Block	2
Legal Lot Number	4
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1013
Census Tract	20602

Owner

1503 Smith Ct is owned and occupied by an individual who bought it in November 2020.

Source: Henderson County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1503 SMITH CT, HENDERSON, KY 42420-4629
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2010	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK
Mar 3, 2026	Deed, Construction Loan · Construction Mortgage INDEPENDENCE BANK OF KENTUCKY
Nov 24, 2020	Deed, Transfer · Conventional Mortgage EVANSVILLE TEACHERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on File
Deed Sale	Nov 24, 2020 · Amount on File
Deed Document Number	2020012502
Deed Book / Page	RE 0647 / 673
Record Updated	Sep 20, 2026

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1503 SMITH CT, HENDERSON, KY 42420-4629
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001058/568
Date	Aug 3, 2010
Book Page	1058/568

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	35 Months
Due	Jul 28, 2013

March 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Mar 3, 2026
Property Address	1503 SMITH CT, HENDERSON, KY 42420-4629
Document Number	0RE689/416
Book / Page	RE689 / 416
Map Reference	MB 2 PG 66
Instrument Date	Dec 19, 2025
Instrument	2026002056
Transaction Type	Construction Loan
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$177.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6348 STATE ROUTE 1299, ROBARDS, KY 42452-9512

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8658 CORYDON GENEVA RD, CORYDON, KY 42406-9496

Mortgage

Document Number	2026002057
Date	Mar 3, 2026
Instrument	2026002057

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	33 Months
Due	Dec 19, 2028

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Nov 24, 2020
Property Address	1503 SMITH CT, HENDERSON, KY 42420-4629
Document Number	RE0647/673
Book / Page	RE 0647 / 673
Map Reference	MB 2 PG 66
Instrument Date	Nov 19, 2020
Instrument	2020012502
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6059 EBLEN HANCOCK RD, HENDERSON, KY 42420-9653

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6059 EBBN HANCHOL, HENDER, LA 42400

Mortgage

Document Number	MT1335/495
Date	Nov 24, 2020
Book Page	MT 1335/495
Instrument	2020012503

Lender

Name	EVANSVILLE TEACHERS FCU
Type	Credit Union
Address	EVANSVILLE, IN 47715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1503 Smith Ct was $1,397.

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,397.00	$126,000	$126,000
2023	$1,280.00 (+5.09%)	$114,500 (+4.09%)	$114,500 (+4.09%)
2022	$1,218.00	$110,000	$110,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1503 Smith Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	162 (1979–2012)
Claims Outside the SFHA	2 of 162
Most Recent Claim	Sep 2012 · rainfall accumulation
Claims by Event	Severe Storm, Flooding, And Tornadoes, Mar 1997 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1503 Smith Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Watch TV.

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