1503 Simmons St, New Bern, NC 28560 Property Records

Craven County property record for 1503 Simmons St, New Bern, NC 28560

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,268 sqft · built 1973
Lot Size0.338 acres (14,742 sqft)
OwnerIndividual Name on File
Last Sale$232,000 (Nov 2024)
Tax Bill$1,424 (2026)
Deeds & MortgagesMay 2023 Line of Credit
Nov 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN8-063-002

Property Details

APN / Parcel Number

Primary APN8-063-002
Alternative APNs
  • 126476
  • 142263

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,268 sqft Living Area
1st Floor Area1,268 sqft
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,742 sqft (0.338 acres)
Garage TypeAttached
Storage Building1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number142263
Street Address1503 SIMMONS ST
CityNEW BERN
StateNC
Zip28560-3447
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR15
Legal Description2 NORTH HILLS
Legal SubdivisionNORTH HILLS
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group3
Census Block3005
Census Tract960600

Owner

1503 Simmons St is owned and occupied by an individual who bought it in November 2024.

Source: Craven County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1503 SIMMONS ST, NEW BERN, NC 28560-3447
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Nov 15, 2024Warranty Deed, Transfer · VA Mortgage
NAVY FCU
Jul 31, 2019Deed, Transfer · Stand-Alone First Mortgage
STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2024 · Amount on File
Deed SaleNov 15, 2024 · Amount on File
Prior SaleJul 31, 2019 · Amount on File
Deed Document Number202410133708
Deed Book / Page3818 / 2060
Prior Transfer DateSep 15, 2008
Prior Transfer Doc2759/0549
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCRAVEN NC
Property Address1503 SIMMONS ST, NEW BERN, NC 28560-3447
Transaction TypeMortgage
Record UpdatedDec 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03764/1790
DateMay 26, 2023
Book Page3764/1790
Instrument10112889
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateNov 15, 2024
Property Address1503 SIMMONS ST, NEW BERN, NC 28560-3447
Document Number03818/2060
Book / Page3818 / 2060
Map ReferenceMB 9 PG 91
Instrument DateNov 5, 2024
Instrument10133708
Transaction TypeTransfer
Record UpdatedDec 5, 2025

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$464.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address317 TINA MAE DR, VANCEBORO, NC 28586-0020

Transferred To (Grantee/Buyer)

NameVerified Name
Address1503 SIMMONS ST, NEW BERN, NC 28560-3447

Mortgage

Document Number0038182063
DateNov 15, 2024
Instrument3818/2063
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2054

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionCRAVEN NC
Recording DateJul 31, 2019
Property Address1503 SIMMONS ST, NEW BERN, NC 28560-3447
Document Number3579/186
Book / Page3579 / 186
Instrument DateJun 19, 2019
Instrument10041237
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1503 SIMMONS ST, NEW BERN, NC 28560-3447

Mortgage

Document Number10041238
DateJul 31, 2019
Instrument10041238
Lender
NameSTATE EMPLOYEES CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 1503 Simmons St was $1,424, up 3.4% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,424.00 (+3.41%)$156,360 (-) Land $30,000 Building $126,360$156,360 (-) Land $30,000 Building $126,360
2025$1,377.00$156,360 Land $30,000 Building $126,360$156,360 Land $30,000 Building $126,360
2023$1,349.00 (+34.36%)$156,360 (+72.58%) Land $30,000 Building $126,360$156,360 Land $30,000 Building $126,360
2022$1,004.00$90,600 Land $24,000 Building $66,600
2018$90,600 Land $24,000 Building $66,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1503 Simmons St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 141 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies141 in force
Nearby Flood Claims263 (1979–2018)
Claims Outside the SFHA8 of 263
Most Recent ClaimSep 2018 · Hurricane Florence
Claims by Event
  • Hurricane Florence, Sep 2018 · 76 claims
  • Hurricane Irene, Aug 2011 · 72 claims
  • Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 53 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1503 Simmons St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEW BERN
serves 37,884 people · EPA ID NC0425010
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

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