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1503 San Jose St, Oceanside, CA 92058 Property Records

San Diego County property record for 1503 San Jose St, Oceanside, CA 92058

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 996 sqft · built 1954
Lot Size0.418 acres (18,200 sqft)
Owner2 Individual Names on Record
Last Sale$549,500 (Mar 2020)
Tax Bill$6,683 (2025)
Deeds & MortgagesJan 2022 Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN144-051-22-00

Property Details

APN / Parcel Number

Primary APN144-051-22-00
Alternative APN
  • 1440431400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area996 sqft Living Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Lot Area18,200 sqft (0.418 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1440431400
Street Address1503 SAN JOSE ST
CityOCEANSIDE
StateCA
Zip92058-1115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 229 TR 003031
Legal SubdivisionFRANCINE VILLAS
Legal Tract003031
Legal Block1
Legal Lot Number229
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1000
Census Tract18601

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1503 SAN JOSE ST, OCEANSIDE, CA 92058-1115
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 10, 2020Grant Deed, Transfer · Conventional Mortgage
COMMERCE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2020 · Amount on Record
Deed SaleMar 10, 2020 · Amount on Record
Deed Document Number2020123446
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1503 SAN JOSE ST, OCEANSIDE, CA 92058-1115
Transaction TypeMortgage
Record UpdatedJan 26, 2022
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1503 SAN JOSE ST, OCEANSIDE, CA 92058-1115

Mortgage

Document Number0000025075
DateJan 18, 2022
Instrument2022-0025075
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 10, 2020
Property Address1503 SAN JOSE ST, OCEANSIDE, CA 92058-1115
Document Number0000123446
Map ReferenceMAP 3031
Instrument DateFeb 26, 2020
Instrument2020-0123446
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyEQUITY TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address80 HART ST APT 502, 502, BROOKLYN, NY 11206-7831

Mortgage

Document Number0000123447
DateMar 10, 2020
Instrument2020-0123447
Lender
NameCOMMERCE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$612,429 (+2%) Land $259,125 Building $353,304
2025$6,683.00 (+5.23%) Homeowner's exemption$600,422 (+4.04%) Land $254,045 Building $346,377
2023$6,351.00 (+1.55%) Homeowner's exemption$577,109 Land $244,181 Building $332,928
2022$6,254.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A99, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable		2,000 / 100

May also be available: T-Mobile, Verizon.

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