1503 S Prospect St, Kearney, MO 64060 Property Records

Clay County property record for 1503 S Prospect St, Kearney, MO 64060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1992
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,590 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-917-00-02-007.01`

Property Details

APN / Parcel Number

Primary APN	`07-917-00-02-007.01`
Alternative APNs	`0791700020070101` `7917000200701` `279628`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	3,802 sqft
1st Floor Area	1,560 sqft
Basement Area	1,540 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	146 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Wood Porch
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1503 S PROSPECT ST
City	KEARNEY
State	MO
Zip	64060-8607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARTIN PLACE 2ND PLAT LT 36
Legal Range	31W
Legal Township	53N
Legal Section	35
Legal Subdivision	MARTIN PLACE 2ND
Legal Lot Number	36
Jurisdiction	CLAY MO
Township / Civil Division	KEARNEY
Census Block Group	3
Census Block	3021
Census Tract	21812

Owner

1503 S Prospect St is owned and occupied by two individuals who acquired it in September 2022.

Source: Clay County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1503 S PROSPECT ST, KEARNEY, MO 64060-8607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Sep 16, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Aug 22, 2019	Deed of Trust, Mortgage PRIME LNDG
Dec 27, 2018	Quit Claim Deed, Transfer PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2022
Deed Sale	Sep 16, 2022
Prior Sale	Dec 27, 2018 · Amount on File
Deed Document Number	202230664
Deed Book / Page	9449 / 5
Prior Transfer Date	Jul 28, 2011
Prior Transfer Doc	0000045996
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1503 S PROSPECT ST, KEARNEY, MO 64060-8607
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	SECURITY ABSTRACT, SECURITY ST

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3248 W 108TH PL, CHICAGO, IL 60655-2600

Mortgage

Document Number	0000031843
Date	Sep 28, 2022
Book Page	9455/116
Instrument	2022031843

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MO
Recording Date	Sep 16, 2022
Property Address	1503 S PROSPECT ST, KEARNEY, MO 64060-8607
Document Number	0000030664
Book / Page	9449 / 5
Instrument Date	Sep 14, 2022
Instrument	2022030664
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	THOMSON AFFINITY TITLE, THOMSON AFFINITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1503 S PROSPECT ST, KEARNEY, MO 64060-8607

Mortgage

Document Number	0000031843
Date	Sep 16, 2022
Instrument	2022031843

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MO
Property Address	1503 S PROSPECT ST, KEARNEY, MO 64060-8607
Document Number	0000024525
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 4, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1503 S PROSPECT ST KEARNEY MO 640608607, KEARNEY, MO 64060-8607

Mortgage

Document Number	0000024525
Date	Aug 27, 2019
Book Page	008485/000117
Instrument	24525

Lender

Name	PRIME LNDG
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MO
Recording Date	Dec 27, 2018
Property Address	1503 S PROSPECT ST, KEARNEY, MO 64060-8607
Document Number	0000040989
Book / Page	008341 / 000057
Instrument Date	Dec 21, 2018
Instrument	40989
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	THOMSON AFFINITY TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1503 S PROSPECT ST KEARNEY MO 640608607, KEARNEY, MO 64060-8607

Mortgage

Document Number	40990
Date	Dec 27, 2018
Book Page	008341/000058
Instrument	40990

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 26, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1503 S Prospect St was $3,590.

Source: Clay County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Clay County
Municipality	Kearney City
Unified School District	Kearney R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,590.00	$54,870	$288,789
2023	$3,407.00	$49,890	$262,578
2019	$2,811.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1503 S Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1503 S Prospect St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEARNEY PWS serves 11,500 people · EPA ID MO1010416
Water Source	Purchased surface water from KANSAS CITY PWS
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Intercept Fiber Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: Brightspeed, United Fiber, Verizon, Wisper ISP.

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