1503 Rivers St, Pensacola, FL 32514 Property Records

Escambia County property record for 1503 Rivers St, Pensacola, FL 32514

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,457 sqft · built 1978
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Apr 2018)
Tax Bill	$1,399 (2024)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Mar 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13-1S-30-1102-004-001`

Property Details

APN / Parcel Number

Primary APN	`13-1S-30-1102-004-001`
Alternative APNs	`021656500` `21656500`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,457 sqft Living Area
1st Floor Area	767 sqft
Upper Floors Area	690 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Other
Lot Area	17,860 sqft (0.41 acres)
Lot Width	90 ft Width
Garage Type	Carport
Garage Area	320 sqft
Carport	Carport
Carport Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	15 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21656500
Street Address	1503 RIVERS ST
City	PENSACOLA
State	FL
Zip	32514-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	BEG AT NW COR OF W1/2 OF E1/2 OF NE1/4 S 2110 FT E PARL TO N LI OF SEC 120 FT FOR POB CONTINUE E 90 FT S 200 FT W 90 FT N 200 FT TO POB OR 7882 P 786
Legal Range	30W
Legal Township	01S
Legal Section	13
Legal Subdivision	SUBDIVISION NUMBER: 1102
Legal Block	1
Legal Lot Number	4
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	3
Census Block	3005
Census Tract	3507

Owner

Source: Escambia County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1503 RIVERS ST, PENSACOLA, FL 32514-5543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2018	Warranty Deed, Transfer · Conventional Mortgage SUPREME LNDG
Mar 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2018 · Amount on Record
Deed Sale	Apr 11, 2018 · Amount on Record
Prior Sale	Sep 9, 2014 · Amount on Record
Deed Document Number	201827458
Deed Book / Page	7882 / 786
Prior Transfer Date	Jan 22, 2018
Prior Transfer Doc	0078670715
Record Updated	Sep 20, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Apr 11, 2018
Property Address	1503 RIVERS ST, PENSACOLA, FL 32514-5543
Document Number	0078820786
Book / Page	007882 / 000786
Instrument Date	Apr 10, 2018
Instrument	27460
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$959.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 RIVERS ST PENSACOLA FL 325145543, PENSACOLA, FL 32514-5543

Mortgage

Document Number	78820787
Date	Apr 11, 2018
Book Page	007882/000787
Instrument	27461

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Mar 9, 2018
Property Address	1503 RIVERS ST, PENSACOLA, FL 32514-5543
Document Number	0078670715
Book / Page	007867 / 000715
Instrument Date	Jan 22, 2018
Instrument	19169
Transaction Type	Transfer
Record Updated	Mar 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1503 RIVERS ST PENSACOLA FL 325145543, PENSACOLA, FL 32514-5543

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,272 (+2.35%)	$202,753 (+12.97%) Land $28,700 Building $174,053
2024	$1,399.00 (+1.23%)
2023	$1,382.00 (+2.83%) Homeowner's exemption	$135,102 (+3%)	$179,468 (+8.56%) Land $28,700 Building $150,768
2022	$1,344.00 Homeowner's exemption	$131,167	$165,317 Land $28,434 Building $136,883

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (1985–2023)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Benchmark Communications.

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