1503 Ridgewood Rd, Elgin, SC 29045 Property Records

Kershaw County property record for 1503 Ridgewood Rd, Elgin, SC 29045

Property Summary

Property TypeResidential Vacant Land
Detailsbuilt 2010
Lot Size2.69 acres (117,176 sqft)
OwnerIndividual Name on Record
Tax Bill$9 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN334-00-00-023-SPZ

Property Details

APN / Parcel Number

Primary APN334-00-00-023-SPZ
Alternative APNs
  • 334-00-00-023-SPZ-MH3
  • 32894
  • 6876

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area117,176 sqft (2.69 acres)

Location & Zoning

Account Number6876
Street Address1503 RIDGEWOOD RD
CityELGIN
StateSC
Zip29045-9769
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRD2
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1024
Census Tract970909

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1503 RIDGEWOOD RD, A, ELGIN, SC 29045-9769
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2012
Deed SaleMay 3, 2012
Prior SaleApr 18, 2012
Deed Book / Page2934 / 165
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKERSHAW SC
Property Address1503 RIDGEWOOD RD, ELGIN, SC 29045-9769
Document Number0000007105
Instrument DateAug 1, 2020
Transaction TypeMortgage
Record UpdatedSep 1, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1503A RIDGEWOOD RD ELGIN SC 290459769, ELGIN, SC 29045-9769

Mortgage

Document Number0000007105
DateAug 10, 2020
Book Page004276/000241
Instrument7105
Lender
NameLOW VA RATES LLC
AddressLINDON, UT 84042
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 9, 2050

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9.00$26,900 (-38.72%) Land $26,900$26,900 (-38.72%)
2023$43,900 Building $43,900$43,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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