1503 Ricky Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1503 Ricky Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,092 sqft · built 1966
Lot Size	0.197 acres (8,603 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jun 2020)
Tax Bill	$3,724 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`061K0-08-0A-00400`

Property Details

APN / Parcel Number

Primary APN	`061K0-08-0A-00400`
Alternative APN	`23628`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,092 sqft Finished Area
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Flooring	Tile

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Foyer
Exterior Material	Brick
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	8,603 sqft (0.197 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	100 sqft
Deck Area	320 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	1503 RICKY RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	QUEEN CHARLOTTE BLK A LOT 4
Legal Subdivision	QUEEN CHARLOTTE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	2
Census Block	2007
Census Tract	10801

Owner

1503 Ricky Rd is owned and occupied by an individual who bought it in June 2020.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1503 RICKY RD, CHARLOTTESVILLE, VA 22901-2611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jun 3, 2020	Grant Deed, Transfer · Conventional with PMI FLAGSTAR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2020 · Amount on File
Deed Sale	Jun 3, 2020 · Amount on File
Deed Document Number	20206551
Deed Book / Page	5327 / 399
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1503 RICKY RD, CHARLOTTESVILLE, VA 22901-2611
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 RICKY RD, CHARLOTTESVILLE, VA 22901-2611

Mortgage

Document Number	202300006498
Date	Jul 31, 2023
Instrument	202300006498

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 3, 2020
Property Address	1503 RICKY RD, CHARLOTTESVILLE, VA 22901-2611
Document Number	0000006551
Book / Page	005327 / 000399
Instrument Date	May 27, 2020
Instrument	6551
Transaction Type	Transfer
Record Updated	Aug 10, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1503 RICKY RD CHARLOTTESVILLE VA 229012611, CHARLOTTESVILLE, VA 22901-2611

Mortgage

Document Number	6552
Date	Jun 3, 2020
Book Page	005327/000403
Instrument	6552

Lender

Name	FLAGSTAR BK
Type	Bank
Address	TROY, MI 48098-2639

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1503 Ricky Rd was $3,724, up 5.6% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,724.00 (+5.65%)	$416,600 Land $150,000 Building $266,600	$416,600 Land $150,000 Building $266,600
2025	$3,525.00
2023	$2,557.00	$299,500 Land $110,000 Building $189,500	$299,500 Land $110,000 Building $189,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1503 Ricky Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1503 Ricky Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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