1503 Phyllis Dr, Berea, KY 40403 Property Records

Madison County property record for 1503 Phyllis Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Nov 2022)
Tax Bill	$2,696 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0074-0005-0232`

Property Details

APN / Parcel Number

Primary APN	`0074-0005-0232`
Alternative APNs	`135597` `76024` `65565`

Exterior

Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Account Number	65565
Street Address	1503 PHYLLIS DR
City	BEREA
State	KY
Zip	40403-9038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD ESTS LOT 232 BLK 4
Legal Subdivision	HOMESTEAD ESTATES
Legal Phase	4
Legal Block	4
Legal Lot Number	232
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1008
Census Tract	11304

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1503 PHYLLIS DR, BEREA, KY 40403-9038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC
Jul 12, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 2, 2022	Warranty Deed, Transfer
Jun 11, 2018	Warranty Deed, Transfer · VA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Feb 7, 2018	Warranty Deed, Transfer · Commercial Mortgage PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2022 · Amount on Record
Deed Sale	Nov 2, 2022 · Amount on Record
Prior Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	2014118167
Deed Book / Page	D831 / 122
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1503 PHYLLIS DR, BEREA, KY 40403-9038
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2016/105
Date	Jan 28, 2021
Book Page	M2016/105
Instrument	2014028279

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	1503 PHYLLIS DR, BEREA, KY 40403-9038
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01874/693
Date	Jul 12, 2019
Book Page	M01874/693
Instrument	2013995483

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 2, 2022
Property Address	1503 PHYLLIS DR, BEREA, KY 40403-9038
Document Number	00D831/122
Book / Page	D831 / 122
Map Reference	CAB 24 SL 170
Instrument Date	Nov 2, 2022
Instrument	2014118167
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Tax	$335.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1503 PHYLLIS DR, BEREA, KY 40403-9038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	762 W JEFFERSON ST # 2, 2, BEREA, KY 40403-1430

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Jun 11, 2018
Property Address	1503 PHYLLIS DR, BEREA, KY 40403-9038
Document Number	D00760/412
Book / Page	D00760 / 412
Map Reference	CAB24 SL170
Instrument Date	May 24, 2018
Instrument	2013977036
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$239.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 ROSE, BEREA, KY 40403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 PHYLLIS DR, BEREA, KY 40403-9038

Mortgage

Document Number	2013977037
Date	Jun 11, 2018
Instrument	2013977037

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Feb 7, 2018
Property Address	1503 PHYLLIS DR, BEREA, KY 40403-9038
Document Number	D00755/491
Book / Page	D00755 / 491
Map Reference	CAB24 SL170
Instrument Date	Feb 7, 2018
Instrument	2013971430
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$22.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	149 TRIGG ST, BEREA, KY 40403-6515

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ROSE ST, BEREA, KY 40403-1135
Investor	Possibly a Property Investor

Mortgage

Document Number	2013971431
Date	Feb 7, 2018
Instrument	2013971431

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,696.00 (-3.68%) Homeowner's exemption	$335,000 (-)	$335,000 (-)
2023	$2,799.00 (+17.46%) Homeowner's exemption	$335,000 (+36.73%)	$335,000 (+36.73%)
2022	$2,383.00	$245,000	$245,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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