Santa Rosa County property record for 1503 Lighthouse Ln, Gulf Breeze, FL 32563
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,254 sqft · built 2019 |
| Lot Size | 0.312 acres (13,591 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $359,900 (Oct 2019) |
| Tax Bill | $3,390 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-2S-28-3020-00L00-0020 |
| Primary APN | 28-2S-28-3020-00L00-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,254 sqft Living Area |
| Gross Area | 3,085 sqft |
| 1st Floor Area | 2,254 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 13,591 sqft (0.312 acres) |
| Lot Dimensions | 136 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 327 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1503 LIGHTHOUSE LN |
|---|---|
| City | GULF BREEZE |
| State | FL |
| Zip | 32563-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PARADISE BAY UNIT 3 LOT 2 BLK L AS DES IN OR 3878 PG 971 |
| Legal Range | 28W |
| Legal Township | 2S |
| Legal Section | 28 |
| Legal Subdivision | PARADISE BAY/1,2,3 |
| Legal Block | L |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | MIDWAY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10814 |
1503 Lighthouse Ln is owned and occupied by two individuals who bought it in October 2019.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1503 LIGHTHOUSE LN, GULF BREEZE, FL 32563-2921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2023 | Deed of Trust, Mortgage ALL IN FCU |
| Oct 8, 2019 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI UNIVERSITY LNDG |
| Jan 31, 2019 | Deed, Construction Loan · Construction Mortgage BEACH COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2019 · Amount on File |
| Deed Sale | Oct 8, 2019 · Amount on File |
| Prior Sale | Jan 31, 2019 · Amount on File |
| Deed Document Number | 201945286 |
| Deed Book / Page | 3878 / 971 |
| Prior Transfer Date | Nov 4, 2008 |
| Prior Transfer Doc | 0028640417 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 1503 LIGHTHOUSE LN, GULF BREEZE, FL 32563-2921 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0043710963 |
|---|---|
| Date | Mar 2, 2023 |
| Book Page | 4371/963 |
| Instrument | 202308562 |
| Name | ALL IN FCU |
|---|---|
| Type | Credit Union |
| Address | DALEVILLE, AL 36322 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 28, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 8, 2019 |
| Property Address | 1503 LIGHTHOUSE LN, GULF BREEZE, FL 32563-2921 |
| Document Number | 0038780971 |
| Book / Page | 003878 / 000971 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 45286 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | EMERALD COAST TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,519.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1503 LIGHTHOUSE LN GULF BREEZE FL 325632921, GULF BREEZE, FL 32563-2921 |
| Document Number | 38780973 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 003878/000973 |
| Instrument | 45287 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 7, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jan 31, 2019 |
| Property Address | 1503 LIGHTHOUSE LN, GULF BREEZE, FL 32563-2921 |
| Document Number | 0038001270 |
| Book / Page | 3800 / 1270 |
| Map Reference | MB D PG 53 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 201903848 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 2, 2022 |
| Title Company | EMERALD COAST TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $329.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3311 GULF BREEZE PKWY # 255, 3311, GULF BREEZE, FL 32563-3351 |
| Name | Verified Name |
|---|---|
| Address | 1142 HARRISON AVE, GULF BREEZE, FL 32563-5319 |
| Investor | Possibly a Property Investor |
| Document Number | 0201903849 |
|---|---|
| Date | Jan 31, 2019 |
| Instrument | 201903849 |
| Name | BEACH COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $295,043 (+3.08%) | $418,553 (+0.79%) Land $85,000 Building $333,553 | |
| 2024 | $3,390.00 (+0.65%) Homeowner's exemption | $286,241 (+3%) | $415,267 (+2.09%) Land $75,000 Building $340,267 |
| 2023 | $3,368.00 (+2.59%) Homeowner's exemption | $277,904 (+3%) | $406,762 (-0.93%) Land $70,000 Building $336,762 |
| 2022 | $3,283.00 Homeowner's exemption | $269,810 | $410,574 Land $70,000 Building $340,574 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1503 Lighthouse Ln in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 71 (1985–2020) |
| Claims Outside the SFHA | 54 of 71 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1503 Lighthouse Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDWAY WATER SYSTEM, INC. serves 21,196 people · EPA ID FL1570470 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures