Freeborn County property record for 1503 Elm St, Albert Lea, MN 56007
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,429 sqft · built 1961 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Mar 2026) |
| Tax Bill | $4,374 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 34.461.0110 |
| Primary APN | 34.461.0110 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,429 sqft Living Area |
| 1st Floor Area | 1,429 sqft |
| Basement Area | 592 sqft |
| Finished Basement | 592 sqft |
| Unfinished Basement | 1,429 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Deck Area | 118 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1503 ELM ST |
|---|---|
| City | ALBERT LEA |
| State | MN |
| Zip | 56007-4103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-31 TWP-103 RANGE-021 ELMWOOD TERRACE SUBDIVISION LOT 11 BLK 2 ELMWOOD TERRACE SUBD 31-103-21 CITY OF ALBERT LEA |
| Legal Range | 21 |
| Legal Township | 103 |
| Legal Section | 31 |
| Legal Subdivision | ELMWOOD TERRACE SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | FREEBORN MN |
| Township / Civil Division | ALBERT LEA |
| Census Block Group | 1 |
| Census Block | 1108 |
| Census Tract | 180700 |
1503 Elm St is owned and occupied by an individual who bought it in March 2026.
Source: Freeborn County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1503 ELM ST, ALBERT LEA, MN 56007-4103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on File |
| Deed Sale | Mar 20, 2026 · Amount on File |
| Prior Sale | Jun 1, 2023 · Amount on File |
| Deed Document Number | 20261857012 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1503 Elm St was $4,374 with a homeowner's exemption.
Source: Freeborn County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Albert Lea City |
| County | Freeborn County |
| Unified School District | Albert Lea Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,374.00 Homeowner's exemption | $216,000 (-) Land $23,400 Building $192,600 | $216,000 (-) Land $23,400 Building $192,600 |
| 2025 | $4,374.00 | $216,000 Land $23,400 Building $192,600 | $216,000 Land $23,400 Building $192,600 |
| 2023 | $3,530.00 Homeowner's exemption | $178,800 Land $23,400 Building $155,400 | $178,800 Land $23,400 Building $155,400 |
| 2020 | $3,032.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1503 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 26, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1503 Elm St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Albert Lea serves 18,492 people · EPA ID MN1240001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Copper | 1.81 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Winnebago Cooperative Telecom Association Fiber | 1,000 / 1,000 |
| GigFire Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
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