1503 E St, Bellingham, WA 98225 Property Records

Whatcom County property record for 1503 E St, Bellingham, WA 98225 · Last verified March 2026

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,480 sqft · built 1896
Lot Size	0.229 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Mar 2017)
Tax Bill	$6,278 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`540096`

Property Details

APN / Parcel Number

Primary APN	`540096`
Alternative APNs	`380330 022391 0000` `74202`

Interior

Building Area	2,480 sqft Total Area
1st Floor Area	2,480 sqft

Exterior

Year Built	Built 1896
Exterior Material	Aluminum/Vinyl
Lot Area	10,001 sqft (0.229 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	540096
Street Address	1503 E ST
City	BELLINGHAM
State	WA
Zip	98225-3007
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	SUPPLEMENTAL MAP OF WHATCOM LOTS 7-8 BLK 10
Legal Range	03
Legal Township	38
Legal Section	30
Legal Subdivision	SUPPLEMENTAL MAP OF WHATCOM
Legal Block	10
Legal Lot Number	7 8
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	2
Census Block	2043
Census Tract	502

Owner

Source: Whatcom County records · APN 540096

Assessment roll updated May 31, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1503 E ST, BELLINGHAM, WA 98225-3007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jun 25, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Feb 02, 2018	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU
Mar 31, 2017	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 31, 2017 · Amount on Record
Deed Sale	Mar 31, 2017 · Amount on Record
Prior Sale	Jun 28, 2011
Deed Document Number	2017-0303537
Record Updated	Jun 08, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1503 E ST, BELLINGHAM, WA 98225-3007
Transaction Type	Mortgage
Record Updated	Jun 30, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000401693
Date	Apr 15, 2022
Instrument	2022-0401693

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1503 E ST, BELLINGHAM, WA 98225-3007
Document Number	2200700774
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 E ST BELLINGHAM WA 982253007, BELLINGHAM, WA 98225-3007

Mortgage

Document Number	2200700774
Date	Jul 07, 2020
Instrument	700774

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 06, 2050

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1503 E ST, BELLINGHAM, WA 98225-3007
Document Number	2180202201
Instrument Date	Feb 02, 2018
Transaction Type	Mortgage
Record Updated	May 03, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 E ST BELLINGHAM WA 982253007, BELLINGHAM, WA 98225-3007

Mortgage

Document Number	2180202201
Date	Feb 23, 2018
Instrument	202201

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402-8026

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2048

Interest

Rate Type	Adjustable Rate

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Mar 31, 2017
Property Address	1503 E ST, BELLINGHAM, WA 98225-3007
Document Number	2170303537
Instrument Date	Mar 23, 2017
Instrument	303537
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$8,905.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 E ST BELLINGHAM WA 982253007, BELLINGHAM, WA 98225-3007

Mortgage

Document Number	2170303538
Date	Mar 31, 2017
Instrument	303538

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,278.00 (+7.65%)	$767,718 (+13.63%) Land $338,500 Building $429,218	$767,718 (+13.63%) Land $338,500 Building $429,218
2022		$675,603 Land $285,000 Building $390,603	$675,603 Land $285,000 Building $390,603
2021	$5,832.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whatcom County (53073C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 303 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	3,000 / 3,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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