1503 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 1503 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,538 sqft · built 1955
Lot Size	0.172 acres (7,511 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,000 (Sep 2006)
Tax Bill	$3,167 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35043.0857`

Property Details

APN / Parcel Number

Primary APN	`35043.0857`
Alternative APN	`350430831`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,538 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	1,138 sqft
Basement Area	946 sqft
Finished Basement	400 sqft
Unfinished Basement	546 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,511 sqft (0.172 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space
Patio Area	210 sqft
Canopy	430 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	1503 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	VISTA HTS L19 BLK3 & THE E8FT OF L18 BLK3 (PARCEL A Z18-885BLA, AFN 6762793)
Legal Subdivision	VISTA HTS
Legal Block	3
Legal Lot Number	19,18
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2018
Census Tract	1500

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1503 E PROVIDENCE AVE, SPOKANE, WA 99207-4544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2026	Deed of Trust, Mortgage · Closed-End Mortgage US BANK NA
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 27, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2006 · Amount on Record
Deed Sale	Sep 15, 2006 · Amount on Record
Deed Document Number	20065434924
Last Transfer Date	Nov 28, 2018
Transfer Doc	0006768896
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1503 E PROVIDENCE AVE, SPOKANE, WA 99207-4544
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 E PROVIDENCE AVE, SPOKANE, WA 99207-4544

Mortgage

Document Number	0007474579
Date	Mar 10, 2026
Instrument	7474579

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 24, 2041

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1503 E PROVIDENCE AVE, SPOKANE, WA 99207-4544
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 E PROVIDENCE AVE, SPOKANE, WA 99207-4544

Mortgage

Document Number	0007159648
Date	Dec 10, 2021
Instrument	7159648

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 17, 2041

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	1503 E PROVIDENCE AVE, SPOKANE, WA 99207-4544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006747360
Date	Sep 27, 2018
Instrument	6747360

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 6, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,167.00 (+12.66%)	$309,400 (+10.38%) Land $90,000 Building $219,400	$309,400 (+10.38%) Land $90,000 Building $219,400
2025	$2,811.00 (+2.44%)
2024		$280,300 (+31.72%) Land $65,000 Building $215,300	$280,300 (+31.72%) Land $65,000 Building $215,300
2023	$2,744.00 (+10.07%)	$212,800 Land $42,000 Building $170,800	$212,800 Land $42,000 Building $170,800
2022	$2,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 783 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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