1503 E Cottonwood St, Springfield, IL 62703 Property Records

Sangamon County property record for 1503 E Cottonwood St, Springfield, IL 62703

Property Summary

Property Type	Single Family Home
Lot Size	0.195 acres (8,532 sqft)
Owner	Individual Name on File
Last Sale	$99,900 (Sep 2021)
Tax Bill	$2,153 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Aug 2011 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-10.0-476-012`

Property Details

APN / Parcel Number

Primary APN	`22-10.0-476-012`
Alternative APN	`22100476012 (CHECK DIGIT = 0)`

Exterior

Lot Area	8,532 sqft (0.195 acres)

Location & Zoning

Account Number	22100476012
Street Address	1503 E COTTONWOOD ST
City	SPRINGFIELD
State	IL
Zip	62703-4145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	BELMONT PARK GARDEN SUB W 51' L 8 B 11
Legal Subdivision	BELMONT PARK GARDEN SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	WOODSIDE
Census Block Group	1
Census Block	1042
Census Tract	2700

Owner

1503 E Cottonwood St is owned and occupied by an individual who bought it in September 2021.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1503 E COTTONWOOD ST, SPRINGFIELD, IL 62703-4145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Aug 23, 2011	Warranty Deed, Transfer
May 24, 2005	Warranty Deed, Transfer · FHA Mortgage LINCOLN FIRST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on File
Deed Sale	Sep 15, 2021 · Amount on File
Prior Sale	Sep 19, 2014
Deed Document Number	202125435
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 15, 2021
Property Address	1503 E COTTONWOOD ST, SPRINGFIELD, IL 62703-4145
Document Number	2021R25435
Instrument Date	Sep 15, 2021
Instrument	2021R25435
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15005 TIMBERBROOK DR, AUBURN, IL 62615-9378

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1503 E COTTONWOOD ST, SPRINGFIELD, IL 62703-4145

Mortgage

Document Number	2021R25436
Date	Sep 15, 2021
Instrument	2021R25436

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	2021R25437
Date	Sep 15, 2021
Instrument	2021R25437

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 23, 2011
Property Address	1503 E COTTONWOOD ST, SPRINGFIELD, IL 62703-4145
Document Number	2011R26439
Instrument Date	Aug 18, 2011
Instrument	2011R26439
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Tax	$90.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 E COTTONWOOD ST, SPRINGFIELD, IL 62703-4145

May 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	May 24, 2005
Property Address	1503 E COTTONWOOD ST, SPRINGFIELD, IL 62703-4145
Document Number	2005R20352
Instrument Date	May 20, 2005
Instrument	2005R20352
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 E COTTONWOOD ST, SPRINGFIELD, IL 62703-4145

Mortgage

Document Number	2005R20353
Date	May 24, 2005
Instrument	2005R20353

Lender

Name	LINCOLN FIRST MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1503 E Cottonwood St was $2,153 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Woodside Township
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,153.00	$33,880 Land $7,253 Building $26,627	$101,640 Land $21,759 Building $79,881
2022	$1,869.00 Homeowner's exemption	$27,615 Land $5,912 Building $21,703	$82,845 Land $17,736 Building $65,109

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1503 E Cottonwood St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1503 E Cottonwood St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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