Franklin County property record for 1503 Bluff Rd, Apalachicola, FL 32320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 1960 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $62,500 (Feb 1998) |
| Tax Bill | $1,697 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-09S-08W-0380-0000-0091 |
| Primary APN | 10-09S-08W-0380-0000-0091 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,736 sqft Heated Area |
| Gross Area | 1,876 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 80,150 sqft (1.84 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
|---|---|
| Porch Area | 140 sqft |
| Fence | Fence |
| Storage Building | 190 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Street Address | 1503 BLUFF RD |
|---|---|
| City | APALACHICOLA |
| State | FL |
| Zip | 32320-1011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 174 FT X 311 FT X 174 FT X 365.4 FT IN TRACT 9 OR 100 474 ALS/ 0.56 AC RR/RW OR/227/60 591/74 |
| Legal Range | 08W |
| Legal Township | 09S |
| Legal Section | 10 |
| Legal Tract | 9 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | APALACHICOLA |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 970302 |
The current owner of 1503 Bluff Rd bought it in February 1998.
Source: Franklin County records, as of January 5, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 115 NE 31ST AVE, OCALA, FL 34470-1210 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 17, 1998 · Amount on File |
| Deed Sale | Feb 17, 1998 · Amount on File |
| Deed Document Number | 0000059174 |
| Deed Book / Page | 591 / 74 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1503 Bluff Rd was $1,697, up 3.5% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,697.00 (+3.48%) | $201,628 (-0.48%) Land $73,600 Building $128,028 | $201,628 (-0.48%) Land $73,600 Building $128,028 |
| 2024 | $1,640.00 (+6.15%) | $202,606 (+10.95%) Land $73,600 Building $129,006 | $202,606 (+10.95%) Land $73,600 Building $129,006 |
| 2023 | $1,545.00 (+12.28%) | $182,604 (+22.44%) Land $73,600 Building $109,004 | $182,604 (+22.44%) Land $73,600 Building $109,004 |
| 2022 | $1,376.00 | $149,135 Land $55,200 Building $93,935 | $149,135 Land $55,200 Building $93,935 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1503 Bluff Rd in Zone X, an area of minimal flood risk, though there have been 83 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 83 (1985–2019) |
| Claims Outside the SFHA | 3 of 83 |
| Most Recent Claim | Oct 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1503 Bluff Rd is high, ranking above 83% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF APALACHICOLA serves 5,235 people · EPA ID FL1190150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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