1503 7th St, Winthrop Harbor, IL 60096 Property Records

Lake County property record for 1503 7th St, Winthrop Harbor, IL 60096

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 988 sqft · built 1954
Lot Size	0.144 acres (6,251 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (Dec 2015)
Tax Bill	$4,897 (2024)
Deeds & Mortgages	Nov 2022 Second Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-10-112-005`

Property Details

APN / Parcel Number

Primary APN	`04-10-112-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Other
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	1503 7TH ST
City	WINTHROP HARBOR
State	IL
Zip	60096-1644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB OF PTS OF SUB OF LOT 6; E 50 FT LOT A BLOCK 10
Legal Subdivision	RESUB OF PTS OF SU
Legal Block	10
Legal Lot Number	6,A
Jurisdiction	LAKE IL
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1018
Census Tract	860103

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1503 7TH ST, WINTHROP HARBOR, IL 60096-1644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 26, 2022	Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2015 · Amount on Record
Deed Sale	Dec 21, 2015 · Amount on Record
Prior Sale	Mar 4, 2004 · Amount on Record
Deed Document Number	20157256009
Prior Transfer Date	Dec 3, 2012
Prior Transfer Doc	0006941022
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1503 7TH ST, WINTHROP HARBOR, IL 60096-1644
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007944171
Date	Nov 15, 2022
Instrument	7944171

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Oct 1, 2042

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	1503 7TH ST, WINTHROP HARBOR, IL 60096-1644
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1503 7TH ST, WINTHROP HARBOR, IL 60096-1644

Mortgage

Document Number	0007865871
Date	Jan 26, 2022
Instrument	7865871

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	288 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Benton Township
Municipality	Winthrop Harbor Village
Elementary School District	Winthrop Harbor School District 1 (PK - 08)
Secondary School District	Zion-Benton Township High School District 126 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,306 (+27.46%) Land $5,605 Building $47,701	$159,934 (+27.46%) Land $16,817 Building $143,117
2024	$4,897.00 (+7.04%)
2023	$4,575.00 (+11.04%)	$41,821 (+0.04%) Land $4,937 Building $36,884	$125,475 (+0.04%) Land $14,812 Building $110,663
2022	$4,120.00	$41,804 Land $4,823 Building $36,981	$125,424 Land $14,470 Building $110,954

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTHROP HARBOR serves 6,565 people · EPA ID IL0971950
Water Source	Purchased surface water from LAKE COUNTY PUBLIC WATER DISTRICT
Last State Inspection	Apr 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures