1503 108th Ave, Otsego, MI 49078 Property Records

Allegan County property record for 1503 108th Ave, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,836 sqft · built 1960
Lot Size	5.03 acres (219,237 sqft)
Owner	Individual Name on Record
Last Sale	$153,500 (Feb 2014)
Tax Bill	$5,077 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-011-011-00`

Property Details

APN / Parcel Number

Primary APN	`17-011-011-00`
Alternative APN	`03-17-011-011-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft
Basement Area	1,584 sqft
Unfinished Basement	1,584 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Lot Area	219,237 sqft (5.03 acres)
Lot Dimensions	444 ft deep x 493 ft wide
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1503 108TH AVE
City	OTSEGO
State	MI
Zip	49078-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COM AT S 1/4 PST TH N 450.81' TH W 499.45' TH S 450.81' TH E 498.75' TO POB SEC 11 T1N R12W (79)
Legal Range	12W
Legal Township	01N
Legal Section	11
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	1
Census Block	1013
Census Tract	31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1503 108TH AVE, OTSEGO, MI 49078-9779
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Oct 21, 2020	Deed of Trust, Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2014 · Amount on Record
Deed Sale	Feb 14, 2014 · Amount on Record
Prior Sale	Apr 19, 2001 · Amount on Record
Deed Book / Page	3814 / 925
Prior Transfer Date	Jan 11, 2014
Prior Transfer Doc	3807/621
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1503 108TH AVE, OTSEGO, MI 49078-9779
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4261/507
Date	Jul 10, 2018
Book Page	4261/507

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1503 108TH AVE, OTSEGO, MI 49078-9779
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4527/210
Date	Oct 21, 2020
Book Page	4527/210

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,400 (+1.45%) Land $20,100 Building $203,300	$446,800 (+1.45%) Land $40,200 Building $406,600
2025	$5,077.00 (+2.63%) Homeowner's exemption	$220,200 (+33.86%) Land $19,700 Building $200,500	$440,400 (+33.86%) Land $39,400 Building $401,000
2024	$4,947.00 (+18.69%)
2023		$164,500 Land $18,500 Building $146,000	$329,000 Land $37,000 Building $292,000
2022	$4,168.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
123.NET Fiber	6,000 / 6,000
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 108th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures