15023 Stone River Ct, Bakersfield, CA 93314 Property Records

Kern County property record for 15023 Stone River Ct, Bakersfield, CA 93314

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,516 sqft · built 2015
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Sep 2015)
Tax Bill	$9,191 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`463-371-06-00-8`

Property Details

APN / Parcel Number

Primary APN	`463-371-06-00-8`
Alternative APNs	`463-371-06-2` `4633710600` `46337106`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,516 sqft Living Area
Gross Area	4,965 sqft
1st Floor Area	3,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	969 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Porch
Porch Area	101 sqft
Patio Area	379 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	463371062
Street Address	15023 STONE RIVER CT
City	BAKERSFIELD
State	CA
Zip	93314-8390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E 1/2
Legal Description	TRACT 6305 , BLOCK , LOT 6
Legal Subdivision	TRACT 6305
Legal Tract	6305
Legal Block	1
Legal Lot Number	6
Jurisdiction	KERN CA
Township / Civil Division	ROSEDALE
Census Block Group	1
Census Block	1004
Census Tract	3826

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15023 STONE RIVER CT, BAKERSFIELD, CA 93314-8390
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Dec 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage VATRENI INC
Apr 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 19, 2017	Trustee's Deed, Construction Loan · Line of Credit TCF NAT'L BK
Jul 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage VATRENI INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2015 · Amount on Record
Deed Sale	Sep 18, 2015 · Amount on Record
Prior Sale	Oct 27, 2014 · Amount on Record
Deed Document Number	2015130710
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	15023 STONE RIVER CT, BAKERSFIELD, CA 93314-8390
Transaction Type	Mortgage
Record Updated	Oct 11, 2023
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15023 STONE RIVER CT, BAKERSFIELD, CA 93314-8390

Mortgage

Document Number	0000118356
Date	Sep 29, 2023
Instrument	223118356

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48351

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	15023 STONE RIVER CT, BAKERSFIELD, CA 93314-8390
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121669
Date	Sep 18, 2019
Instrument	219121669

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	15023 STONE RIVER CT, BAKERSFIELD, CA 93314-8390
Transaction Type	Mortgage
Record Updated	Nov 7, 2022
Title Company	CALIFORNIA BEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15023 STONE RIVER CT, BAKERSFIELD, CA 93314-8390

Mortgage

Document Number	0000233937
Date	Dec 14, 2021
Instrument	221233937

Lender

Name	VATRENI INC
Type	Non-Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	15023 STONE RIVER CT, BAKERSFIELD, CA 93314-8390
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039116
Date	Apr 9, 2019
Instrument	219039116

Lender

Name	US BANK NA
Type	Bank
Address	BAKERSFIELD, CA 93314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KERN CA
Recording Date	Jul 19, 2017
Property Address	15023 STONE RIVER CT, BAKERSFIELD, CA 93314-8390
Instrument Date	Jul 13, 2017
Instrument	92353
Transaction Type	Construction Loan
Record Updated	Aug 23, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15023 STONE RIVER CT BAKERSFIELD CA 933148390, BAKERSFIELD, CA 93314-8390

Mortgage

Document Number	0000092353
Date	Jul 19, 2017
Instrument	92353

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	15023 STONE RIVER CT, BAKERSFIELD, CA 93314-8390
Document Number	0000092352
Instrument Date	Jul 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15023 STONE RIVER CT BAKERSFIELD CA 933148390, BAKERSFIELD, CA 93314-8390

Mortgage

Document Number	0000092352
Date	Jul 19, 2017
Instrument	92352

Lender

Name	VATRENI INC
Address	2211 MICHELSON DR # 850, IRVINE, CA 92612-1395

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2047

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Secondary School District	Kern High School District (09 - 12)
Elementary School District	Rosedale Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$737,555 (+2%) Land $150,931 Building $586,624
2025	$9,191.00 (+1.38%)	$723,095 (+4.04%) Land $147,972 Building $575,123
2024	$9,066.00 (+2.14%)
2023	$8,876.00 (+1.66%)	$695,019 Land $142,227 Building $552,792
2022	$8,731.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VAUGHN WC INC private · serves 37,189 people · EPA ID CA1510029
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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