Harris County property record for 15022 Saint Cloud Dr, Houston, TX 77062
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,344 sqft · built 1979 |
| Lot Size | 0.206 acres (8,968 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $210,400 (Jan 2018) |
| Tax Bill | $4,524 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Sep 2020 Construction Loan + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 109-284-000-0003 |
| Primary APN | 109-284-000-0003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,344 sqft Living Area |
| 1st Floor Area | 1,606 sqft |
| Attic | Attic |
| Attic Area | 738 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 8,968 sqft (0.206 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 123 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1092840000003 |
|---|---|
| Street Address | 15022 SAINT CLOUD DR |
| City | HOUSTON |
| State | TX |
| Zip | 77062-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 3 BLK 24 OAKBROOK WEST SEC 4 |
| Legal Subdivision | OAKBROOK WEST SEC 4 |
| Legal Block | 24 |
| Legal Lot Number | 3 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 340600 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15022 SAINT CLOUD DR, HOUSTON, TX 77062-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · Line of Credit FROST BANK |
| Sep 22, 2020 | Deed of Trust, Mortgage · Construction Mortgage FROST BANK |
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Jan 3, 2018 | Intrafamily Transfer, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2018 · Amount on Record |
| Deed Sale | Jan 3, 2018 · Amount on Record |
| Prior Sale | Sep 28, 2004 |
| Deed Document Number | 20182978 |
| Prior Transfer Date | Mar 24, 2004 |
| Prior Transfer Doc | 0000527736 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | May 8, 2026 |
| Property Address | 15022 SAINT CLOUD DR, HOUSTON, TX 77062-2826 |
| Document Number | 0000179369 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 2026179369 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 15022 SAINT CLOUD DR, HOUSTON, TX 77062-2826 |
| Document Number | 0000179369, |
|---|---|
| Date | May 8, 2026 |
| Instrument | 2026179369 |
| Name | FROST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 15022 SAINT CLOUD DR, HOUSTON, TX 77062-2826 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 15022 SAINT CLOUD DR, HOUSTON, TX 77062-2826 |
| Document Number | 0000445726 |
|---|---|
| Date | Sep 22, 2020 |
| Instrument | 2020-445726 |
| Name | FROST BANK |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78296 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 15022 SAINT CLOUD DR, HOUSTON, TX 77062-2826 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000394594 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020-394594 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jan 3, 2018 |
| Property Address | 15022 SAINT CLOUD DR, HOUSTON, TX 77062-2826 |
| Document Number | 0000002978 |
| Map Reference | VOL233 PG68 |
| Instrument Date | Dec 28, 2017 |
| Instrument | 20180002978 |
| Transaction Type | Transfer |
| Record Updated | Sep 2, 2022 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 15022 SAINT CLOUD DR, HOUSTON, TX 77062-2826 |
| Document Number | 0000002979 |
|---|---|
| Date | Jan 3, 2018 |
| Instrument | 20180002979 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2048 |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Clear Creek Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $290,085 (+0.58%) Land $69,502 Building $220,583 | $290,085 (+0.58%) Land $69,502 Building $220,583 | |
| 2025 | $4,524.00 (-8.5%) Homeowner's exemption | $288,403 (-7.94%) Land $69,502 Building $218,901 | $288,403 (-7.94%) Land $69,502 Building $218,901 |
| 2024 | $4,944.00 (+103.62%) | ||
| 2023 | $313,267 Land $56,050 Building $257,217 | $313,267 Land $56,050 Building $257,217 | |
| 2022 | $2,428.00 (+14.64%) | ||
| 2020 | $2,118.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 119 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 93 (1979–2019) |
| Claims Outside the SFHA | 92 of 93 |
| Most Recent Claim | May 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEAR LAKE CITY WATER AUTHORITY serves 89,702 people · EPA ID TX1010056 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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