Lake County property record for 15020 Pendio Dr, Bella Collina, FL 34756
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 7.5 ba · 7,235 sqft · built 2008 |
| Lot Size | 1.03 acres (45,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $2,995,000 (Feb 2024) |
| Tax Bill | $38,901 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-22-26-0500-000-25900 |
| Primary APN | 12-22-26-0500-000-25900 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 7,235 sqft Living Area |
| Gross Area | 8,776 sqft |
| 1st Floor Area | 7,235 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Tile |
| Lot Area | 45,000 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 1,541 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 1,073 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 3,618 sqft |
| Deck Area | Deck Area |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3825703 |
|---|---|
| Street Address | 15020 PENDIO DR |
| City | BELLA COLLINA |
| State | FL |
| Zip | 34756-3617 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BELLA COLLINA PB 51 PG 31-49 LOT 259 ORB 6279 PG 2309 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 12 |
| Legal Subdivision | BELLA COLLINA |
| Legal Tract | 0500 |
| Legal Block | 1 |
| Legal Lot Number | 259 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 31301 |
Source: Lake County records, as of August 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 15020 PENDIO DR, BELLA COLLINA, FL 34756-3617 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Aug 7, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Feb 5, 2024 | Warranty Deed, Transfer · Conventional Mortgage HSBC BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 5, 2024 · Amount on Record |
| Deed Sale | Feb 5, 2024 · Amount on Record |
| Prior Sale | Jul 27, 2010 · Amount on Record |
| Deed Document Number | 202413136 |
| Deed Book / Page | 6279 / 2309 |
| Last Transfer Date | Aug 7, 2026 |
| Transfer Doc | 0000097772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 7, 2026 |
| Property Address | 15020 PENDIO DR, BELLA COLLINA, FL 34756-3617 |
| Document Number | 0000097772 |
| Book / Page | 6792 / 305 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 202697772 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 15020 PENDIO DR, BELLA COLLINA, FL 34756-3617 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 13, 2026 |
| Property Address | 15020 PENDIO DR, BELLA COLLINA, FL 34756-3617 |
| Document Number | 0000100177 |
| Book / Page | 6795 / 850 |
| Instrument Date | Aug 1, 2026 |
| Instrument | 2026100177 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust, 222 |
| Address | 15020 PENDIO DR, BELLA COLLINA, FL 34756-3617 |
| Investor | Possibly a Property Investor |
| Document Number | 0000100177, |
|---|---|
| Date | Aug 13, 2026 |
| Book Page | 6795/850 |
| Instrument | 2026100177 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Feb 5, 2024 |
| Property Address | 15020 PENDIO DR, BELLA COLLINA, FL 34756-3617 |
| Document Number | 0062792309 |
| Book / Page | 6279 / 2309 |
| Map Reference | MB 51 PG 31-49 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024013136 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $20,965.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 650 WILLIAMS RD, CALEDONIA, MS 39740-9329 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 15020 PENDIO DR, BELLA COLLINA, FL 34756-3617 |
| Document Number | 0062801005 |
|---|---|
| Date | Feb 5, 2024 |
| Instrument | 6280/1005 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.07% |
| Type Change Date | Feb 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Margin | 3 |
| Max Rate | 11% |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,749,711 (+0.04%) Land $500,000 Building $2,249,711 | $2,749,711 (-0.13%) Land $500,000 Building $2,249,711 | |
| 2025 | $38,901.00 (+59.53%) Homeowner's exemption | $2,748,596 (+66.93%) Land $500,000 Building $2,248,596 | $2,753,236 (+18.37%) Land $500,000 Building $2,253,236 |
| 2024 | $24,384.00 (+1.63%) | ||
| 2023 | $23,994.00 (+3.15%) Homeowner's exemption | $1,646,590 (+3%) | $2,325,910 (+3.12%) Land $300,000 Building $2,025,910 |
| 2022 | $23,262.00 Homeowner's exemption | $1,598,640 | $2,255,627 Land $300,000 Building $1,955,627 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE ISLAND private · serves 35 people · EPA ID FL3354956 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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