1502 Natalie Dr, Gainesville, TX 76240 Property Records

Cooke County property record for 1502 Natalie Dr, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,102 sqft · built 1981
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,340 (Oct 2022)
Tax Bill	$4,323 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Oct 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2690-002-00011`

Property Details

APN / Parcel Number

Primary APN	`2690-002-00011`
Alternative APN	`22596`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,102 sqft Living Area
Gross Area	1,870 sqft
1st Floor Area	1,102 sqft
Utility Room	Utility Room
Flooring	Laminate Plank

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,499 sqft (0.149 acres)
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	246 sqft
Storage Building	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2690-002-00011
Street Address	1502 NATALIE DR
City	GAINESVILLE
State	TX
Zip	76240-5865
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGECREST; BLOCK 2; LOT 11
Legal Subdivision	RIDGECREST
Legal Block	2
Legal Lot Number	11
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3015
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1502 NATALIE DR, GAINESVILLE, TX 76240-5865
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 2, 2018	Deed of Trust, Mortgage · FHA Mortgage INDEPENDENT BANK
Oct 2, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage THE BANK OF NEW YORK MELLON TRUST CO NA
Oct 18, 2022	Vendor's Lien, Transfer · FHA Mortgage FIRST STATE BANK
Oct 2, 2018	Vendor's Lien, Transfer · FHA Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2022 · Amount on Record
Deed Sale	Oct 18, 2022 · Amount on Record
Prior Sale	Oct 2, 2018 · Amount on Record
Deed Document Number	20228612
Deed Book / Page	2542 / 825
Prior Transfer Date	Dec 15, 2009
Prior Transfer Doc	1670/481
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1502 NATALIE DR, GAINESVILLE, TX 76240-5865
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 NATALIE DR, GAINESVILLE, TX 76240-5865

Mortgage

Document Number	002714/142
Date	Jun 4, 2025
Book Page	2714/142
Instrument	2025-3701

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Nov 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1502 NATALIE DR, GAINESVILLE, TX 76240-5865
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002219/495
Date	Oct 2, 2018
Book Page	2219/495
Instrument	00086568

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	1502 NATALIE DR, GAINESVILLE, TX 76240-5865
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002219/509
Date	Oct 2, 2018
Book Page	2219/509
Instrument	00086569

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Oct 18, 2022
Property Address	1502 NATALIE DR, GAINESVILLE, TX 76240-5865
Document Number	002542/825
Book / Page	2542 / 825
Map Reference	CAB A SL 22
Instrument Date	Oct 14, 2022
Instrument	2022-8612
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 NATALIE DR, GAINESVILLE, TX 76240-5865

Mortgage

Document Number	0020228614
Date	Oct 18, 2022
Instrument	2022-8614

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Oct 2, 2018
Property Address	1502 NATALIE DR, GAINESVILLE, TX 76240-5865
Document Number	002219/492
Book / Page	2219 / 492
Map Reference	VOL 5 PG 46
Instrument Date	Sep 28, 2018
Instrument	00086567
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1718 HARRIS ST, GAINESVILLE, TX 76240-5164
Investor	Possibly a Property Investor

Mortgage

Document Number	0000086568
Date	Oct 2, 2018
Instrument	00086568

Lender

Name	INDEPENDENT BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,323.00	$206,641 (-) Land $33,475 Building $173,166	$206,641 (-) Land $33,475 Building $173,166
2025	$4,323.00 (+10.39%)	$206,641 (+6.52%) Land $33,475 Building $173,166	$206,641 (+6.52%) Land $33,475 Building $173,166
2024	$3,916.00 (+3.27%)
2023		$193,989 Land $30,420 Building $163,569	$193,989 Land $30,420 Building $163,569
2022	$3,792.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8.

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