1502 N River Rd, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 1502 N River Rd, Cosmopolis, WA 98537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,994 sqft · built 1969
Lot Size	3.6 acres (156,816 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Apr 2024)
Tax Bill	$3,102 (2026)
Deeds & Mortgages	Apr 2024 Sale May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`160731410020`

Property Details

APN / Parcel Number

Primary APN	`160731410020`

Interior

Stories	1 Story
Building Area	1,994 sqft Living Area
1st Floor Area	1,994 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Foundation Type	Concrete
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	156,816 sqft (3.6 acres)
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	240 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1502 N RIVER RD
City	COSMOPOLIS
State	WA
Zip	98537-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G5
Legal Description	TAX 2
Legal Range	31
Legal Township	07
Legal Section	16
Legal Block	314
Legal Lot Number	410
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	NORTH RIVER
Census Block Group	2
Census Block	2085
Census Tract	700

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 386, ABERDEEN, WA 98520-0093
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Warranty Deed, Transfer NOT AVAILABLE, GRAYS HARBOR TITLE CO
May 18, 2018	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Deed Document Number	202430
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYS HARBOR WA
Recording Date	Apr 5, 2024
Property Address	1502 N RIVER RD, COSMOPOLIS, WA 98537-9717
Document Number	0004050030
Instrument Date	Mar 12, 2024
Instrument	2024-04050030
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	NOT AVAILABLE, GRAYS HARBOR TITLE CO

Transaction

Amount	Amount Recorded
Tax	$7,092.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	1502 N RIVER RD, COSMOPOLIS, WA 98537-9717
Document Number	0005230058
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1502 N RIVER RD COSMOPOLIS WA 985379717, COSMOPOLIS, WA 98537-9717

Mortgage

Document Number	0005230058
Date	May 23, 2018
Instrument	5230058

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 22, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	North River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,102.00 (+5.65%)
2025		$439,735 (-) Land $57,475 Building $382,260	$439,735 (-) Land $57,475 Building $382,260
2024	$2,936.00	$439,735 (-) Land $57,475 Building $382,260	$439,735 (-) Land $57,475 Building $382,260
2023		$439,735 Land $57,475 Building $382,260	$439,735 Land $57,475 Building $382,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1999–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on N River Rd

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