1502 Monteray St, Flint, MI 48503 Property Records

Genesee County property record for 1502 Monteray St, Flint, MI 48503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,278 sqft · built 1930
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on Record
Last Sale	$134,900 (Dec 2022)
Tax Bill	$2,461 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-23-211-005`

Property Details

APN / Parcel Number

Primary APN	`40-23-211-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,278 sqft Living Area
1st Floor Area	730 sqft
Basement Area	730 sqft
Unfinished Basement	730 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Wood Siding
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1502 MONTERAY ST
City	FLINT
State	MI
Zip	48503-3570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-2
Legal Description	WESTLAWN SUBDIVISION LOT 157; ALSO LOT 158 EXC S 10 FT
Legal Subdivision	WESTLAWN SUBDIVISION
Legal Lot Number	157-158
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	4
Census Block	4016
Census Tract	3700

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1502 MONTERAY ST, FLINT, MI 48503-3570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 12, 2022	Warranty Deed, Transfer · FHA Mortgage EMM LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on Record
Deed Sale	Dec 12, 2022 · Amount on Record
Prior Sale	Aug 6, 2015 · Amount on Record
Deed Document Number	202275502
Prior Transfer Date	Jul 29, 2015
Prior Transfer Doc	0000063176
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1502 MONTERAY ST, FLINT, MI 48503-3570
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 MONTERAY ST, FLINT, MI 48503-3570

Mortgage

Document Number	0000054895
Date	Oct 18, 2023
Instrument	202310180054895

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2063

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 12, 2022
Property Address	1502 MONTERAY ST, FLINT, MI 48503-3570
Document Number	0000075502
Map Reference	MB 5 PG 36
Instrument Date	Oct 31, 2022
Instrument	202212120075502
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6059 MAPLE AVE, SWARTZ CREEK, MI 48473-8230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14883 CRESCENT ST UNIT 203, 203, GRAND HAVEN, MI 49417-7628

Mortgage

Document Number	0000075503
Date	Dec 12, 2022
Instrument	202212120075503

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Flint City
Unified School District	Flint City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,400 (+5.74%)	$106,800 (+5.74%)
2025	$2,461.00 (+1.95%) Homeowner's exemption	$50,500 (+31.51%)	$101,000 (+31.51%)
2024	$2,414.00
2023		$38,400	$76,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLINT serves 81,252 people · EPA ID MI0002310
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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