1502 Main St, Ramseur, NC 27316 Property Records

Randolph County property record for 1502 Main St, Ramseur, NC 27316

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,001 sqft · built 1885
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on Record
Last Sale	$134,500 (Aug 2025)
Tax Bill	$1,620 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Aug 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8702526948`

Property Details

APN / Parcel Number

Primary APN	`8702526948`
Alternative APN	`0072118`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,001 sqft Living Area
Gross Area	1,722 sqft
1st Floor Area	961 sqft
Basement Area	721 sqft
Unfinished Basement	721 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Material	Asbestos
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Carport
Carport	Carport
Carport Area	256 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	176 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1502 MAIN ST
City	RAMSEUR
State	NC
Zip	27316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-16
Legal Description	MAIN ST;W
Legal Subdivision	MAIN ST
Legal Block	52
Legal Lot Number	6948
Jurisdiction	RANDOLPH NC
Township / Civil Division	COLUMBIA
Census Block Group	2
Census Block	2000
Census Tract	31001

Owner

Source: Randolph County records, as of October 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1502 MAIN ST, RAMSEUR, NC 27316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Aug 13, 2025	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Dec 21, 2018	Warranty Deed, Transfer · Conventional Mortgage WOLFE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	20205324
Deed Book / Page	2975 / 826
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RANDOLPH NC
Property Address	1502 MAIN ST, RAMSEUR, NC 27316
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028830516
Date	Nov 7, 2023
Book Page	2883/516
Instrument	20173517

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH NC
Recording Date	Aug 13, 2025
Property Address	1502 MAIN ST, RAMSEUR, NC 27316
Document Number	0029750826
Book / Page	2975 / 826
Instrument Date	Jul 28, 2025
Instrument	20205324
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6373 BOMBAY SCHOOL RD, DENTON, NC 27239-8333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 MAIN ST, RAMSEUR, NC 27316

Mortgage

Document Number	0002975828
Date	Aug 13, 2025
Instrument	2975/828

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.15%
Type Change Date	Sep 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.15%
Max Rate At Change	8.15%
Index	5-Year TN
Max Rate	12.1%

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANDOLPH NC
Recording Date	Dec 21, 2018
Property Address	1502 MAIN ST, RAMSEUR, NC 27316
Document Number	0026281290
Book / Page	2628 / 1290
Instrument Date	Dec 18, 2018
Instrument	20071474
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 MAIN ST, RAMSEUR, NC 27316

Mortgage

Document Number	20071475
Date	Dec 21, 2018
Instrument	20071475

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Randolph County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Randolph County
Municipality	Ramseur Town
Unified School District	Randolph County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,620.00 (+4.25%)	$132,840 (-) Land $27,140 Building $105,700	$132,840 (-) Land $27,140 Building $105,700
2023	$1,554.00	$132,840 Land $27,140 Building $105,700	$132,840 Land $27,140 Building $105,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RAMSEUR serves 1,790 people · EPA ID NC0276020
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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