1502 Locust St, Sterling, IL 61081 Property Records

Whiteside County property record for 1502 Locust St, Sterling, IL 61081

Property Summary

Property TypeSingle Family Home
Lot Size0.247 acres (10,740 sqft)
OwnerIndividual Name on File
Last Sale$93,000 (Aug 2004)
Tax Bill$4,909 (2025)
Deeds & MortgagesJun 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN1121201009

Property Details

APN / Parcel Number

Primary APN1121201009
Alternative APN
  • 40436

Exterior

Lot Area10,740 sqft (0.247 acres)
Lot Dimensions179 ft deep x 60 ft wide

Location & Zoning

Account Number40436
Street Address1502 LOCUST ST
CitySTERLING
StateIL
Zip61081-2356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDL & JW MARTIN 2 ADD W 179' LOT 8 BLK 3 371600X
Legal SubdivisionDL & JW MARTIN 2 ADDITION
Legal Block3
Legal Lot Number8
JurisdictionWHITESIDE IL
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1039
Census Tract1101

Owner

1502 Locust St is owned and occupied by an individual who bought it in August 2004.

Source: Whiteside County records, as of May 22, 2026

Owner of RecordIndividual Name on File
Mailing Address1502 LOCUST ST, STERLING, IL 61081-2356
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2004 · Amount on File
Deed SaleAug 31, 2004 · Amount on File
Deed Book / Page8538 / 4
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITESIDE IL
Property Address1502 LOCUST ST, STERLING, IL 61081-2356
Document Number0000004359
Instrument DateJun 24, 2019
Transaction TypeMortgage
Record UpdatedAug 26, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1502 LOCUST ST STERLING IL 610812356, STERLING, IL 61081-2356

Mortgage

Document Number0000004359
DateAug 15, 2019
Instrument4359
Lender
NameUS BK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 14, 2049
Interest
Rate TypeAdjustable Rate
Rate7.2%

Tax Assessment & Valuation

The 2025 property tax bill for 1502 Locust St was $4,909.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWhiteside County
County SubdivisionSterling Township
MunicipalitySterling City
Unified School DistrictSterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,909.00$54,340 Land $7,209 Building $47,131
2024$163,020 Land $21,627 Building $141,393

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1502 Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1502 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-STERLING
private · serves 14,782 people · EPA ID IL1955040
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Surf Internet
Fiber
1,000 / 1,000

May also be available: Rise Broadband, Verizon.

Nearby Properties on Locust St

Nearby Streets

Search Property Records by Address or Parcel Number