1502 Locust Dr, Saint Joseph, IL 61873 Property Records

Champaign County property record for 1502 Locust Dr, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,714 sqft · built 1999
Lot Size	0.245 acres (10,674 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Aug 2024)
Tax Bill	$7,595 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-22-12-352-030`

Property Details

APN / Parcel Number

Primary APN	`28-22-12-352-030`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,714 sqft Living Area
Gross Area	4,174 sqft
1st Floor Area	280 sqft
Basement Area	1,714 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	10,674 sqft (0.245 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	42 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1502 LOCUST DR
City	SAINT JOSEPH
State	IL
Zip	61873-9065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 304 WOODARDS CRESTLAKE SUB NO 3
Legal Range	10E
Legal Township	19N
Legal Section	12
Legal Subdivision	WOODARDS CRESTLAKE SUB NO 3
Legal Lot Number	304
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2029
Census Tract	10701

Owner

1502 Locust Dr is owned and occupied by an individual who bought it in August 2024.

Source: Champaign County records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	1502 LOCUST DR, SAINT JOSEPH, IL 61873-9065
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS
Apr 30, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jun 17, 2019	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2024 · Amount on File
Deed Sale	Aug 6, 2024 · Amount on File
Prior Sale	Jun 17, 2019 · Amount on File
Deed Document Number	202411502
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1502 LOCUST DR, SAINT JOSEPH, IL 61873-9065
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 LOCUST DR, SAINT JOSEPH, IL 61873-9065

Mortgage

Document Number	0000015277
Date	Aug 16, 2022
Instrument	2022R15277

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	333 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	1502 LOCUST DR, SAINT JOSEPH, IL 61873-9065
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006936
Date	Apr 30, 2020
Instrument	2020R06936

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 17, 2019
Property Address	1502 LOCUST DR, SAINT JOSEPH, IL 61873-9065
Document Number	0000009130
Map Reference	DOC 98R34499
Instrument Date	Jun 7, 2019
Instrument	2019R09130
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1502 LOCUST DR, SAINT JOSEPH, IL 61873-9065

Mortgage

Document Number	0000009131
Date	Jun 17, 2019
Instrument	2019R09131

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,340 Land $19,760 Building $102,580	$367,020 Land $59,280 Building $307,740
2024	$7,595.00
2022	$6,742.00 Homeowner's exemption	$97,650 Land $15,770 Building $81,880	$292,950 Land $47,310 Building $245,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1502 Locust Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1502 Locust Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	800 / 400
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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