1502 E Bart Cir, Cottonwood, AZ 86326 Property Records

Yavapai County property record for 1502 E Bart Cir, Cottonwood, AZ 86326

Property Summary

Property Type	Single Family Home
Details	1,572 sqft · built 1991
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Sep 2025)
Tax Bill	$1,703 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`406-48-634`

Property Details

APN / Parcel Number

Primary APN	`406-48-634`
Alternative APNs	`4064863402` `406486342`

Interior

Stories	1 Story
Building Area	1,572 sqft Living Area
Gross Area	2,012 sqft
1st Floor Area	1,572 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	406486342
Street Address	1502 E BART CIR
City	COTTONWOOD
State	AZ
Zip	86326-4879
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERDE VILLAGE #6 LOT 3079
Legal Range	03E
Legal Township	15
Legal Section	00
Legal Subdivision	VERDE VILLAGE
Legal Lot Number	3079
Jurisdiction	YAVAPAI AZ
Township / Civil Division	MINGUS MOUNTAIN
Census Block Group	2
Census Block	2002
Census Tract	2002

Owner

1502 E Bart Cir is owned and occupied by an individual who bought it in September 2025.

Source: Yavapai County records, as of April 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1502 E BART CIR, COTTONWOOD, AZ 86326-4879
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Sep 19, 2025	Warranty Deed, Transfer · Conventional Mortgage DESERT FINANCIAL CU
Jan 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BK
Mar 17, 2017	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BK/AZ

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on File
Deed Sale	Sep 19, 2025 · Amount on File
Prior Sale	Apr 18, 1996 · Amount on File
Deed Document Number	202539563
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	1502 E BART CIR, COTTONWOOD, AZ 86326-4879
Transaction Type	Mortgage
Record Updated	Oct 8, 2025
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 E BART CIR, COTTONWOOD, AZ 86326-4879

Mortgage

Document Number	0000009413
Date	Feb 16, 2022
Instrument	2022-0009413

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Sep 19, 2025
Property Address	1502 E BART CIR, COTTONWOOD, AZ 86326-4879
Document Number	0000039563
Map Reference	MB 15 PG 39&40
Instrument Date	Sep 17, 2025
Instrument	2025-0039563
Transaction Type	Transfer
Record Updated	Oct 8, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATL TITLE INS COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1452 E STAGE WAY, BAGDAD, AZ 86321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 E BART CIR, COTTONWOOD, AZ 86326-4879

Mortgage

Document Number	0000039564
Date	Sep 19, 2025
Instrument	2025-0039564

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	1502 E BART CIR, COTTONWOOD, AZ 86326-4879
Document Number	0000004874
Instrument Date	Jan 21, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1502 E BART CIR COTTONWOOD AZ 863264879, COTTONWOOD, AZ 86326-4879

Mortgage

Document Number	0000004874
Date	Jan 28, 2020
Instrument	4874

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2050

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Mar 17, 2017
Property Address	1502 E BART CIR, COTTONWOOD, AZ 86326-4879
Document Number	0000013239
Instrument Date	Feb 15, 2017
Instrument	13239
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1502 E BART CIR COTTONWOOD AZ 863264879, COTTONWOOD, AZ 86326-4879

Mortgage

Document Number	13240
Date	Mar 17, 2017
Instrument	13240

Lender

Name	NATIONAL BK/AZ
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 16, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 1502 E Bart Cir was $1,703, up 4.5% from the year before.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Elementary School District	Cottonwood-Oak Creek Elementary District (PK - 08)
Secondary School District	Mingus Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027		$33,473 (+0.79%)	$334,728 (+0.79%) Land $49,575 Building $285,153
2026		$33,211 (+3.62%) Land $5,178 Building $28,033	$332,114 (+3.62%) Land $51,780 Building $280,334
2025	$1,703.00 (+4.48%)	$32,051 Land $5,229 Building $26,822	$320,511 Land $52,289 Building $268,222
2024	$1,630.00
2022	$1,539.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1502 E Bart Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1980–2023)
Claims Outside the SFHA	2 of 6
Most Recent Claim	May 2023 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Feb 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1502 E Bart Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COTTONWOOD MUNICIPAL WATER VV6 public/private · serves 4,518 people · EPA ID AZ0413106
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	CORDES LAKES WATER COMPANY
Lead	18 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Optimum Cable	940 / 35
Bolt Internet Fixed Wireless	300 / 100
Verde Valley Internet Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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