Bell County property record for 1502 Cumberland Ave, Middlesboro, KY 40965
| Property Type | Commercial |
|---|---|
| Owner | Company Name on File |
| Last Sale | $350,000 (Sep 2023) |
| Tax Bill | $3,752 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 082-20-00-050.00 |
| Primary APN | 082-20-00-050.00 |
|---|---|
| Alternative APNs |
|
| View / Lot | Flood Plain/Flood Zone |
|---|
| Account Number | 60555 |
|---|---|
| Street Address | 1502 CUMBERLAND AVE |
| City | MIDDLESBORO |
| State | KY |
| Zip | 40965-1223 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | NE 15 (LOTS 14-15-16) (OFFICE BLDG) |
| Legal Lot Number | 14-15 |
| Jurisdiction | BELL KY |
| Township / Civil Division | MIDDLESBOROUGH |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 960500 |
1502 Cumberland Ave, a commercial property, is owned by a company that bought it in September 2023.
Source: Bell County records, as of December 15, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 87 WOODS EDGE CIRCLE LONDON KY 40741, XX |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on File |
| Deed Sale | Sep 29, 2023 · Amount on File |
| Deed Document Number | 198462 |
| Deed Book / Page | D403 / 25 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BELL KY |
| Recording Date | Sep 29, 2023 |
| Property Address | 1502 CUMBERLAND AVE, MIDDLESBORO, KY 40965-1223 |
| Document Number | 000D403/25 |
| Book / Page | D403 / 25 |
| Map Reference | MB 314 PG 374 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 198462 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1715 REDGRAVE RD, KNOXVILLE, TN 37922-9449 |
| Name | Verified Name |
|---|---|
| Address | 87 WOODS EDGE CIR, LONDON, KY 40741-8146 |
| Document Number | 0000198466 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 198466 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 28, 2033 |
The 2025 property tax bill for 1502 Cumberland Ave was $3,752.
Source: Bell County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Bell County |
| Municipality | Middlesborough City |
| Unified School District | Middlesboro Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,752.00 | $350,000 Land $350,000 | $350,000 Land $350,000 |
| 2023 | $2,774.00 (-0.86%) | $265,000 (-) | $265,000 (-) |
| 2022 | $2,798.00 | $265,000 | $265,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1502 Cumberland Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 43 policies |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 153 (1980–2021) |
| Claims Outside the SFHA | 18 of 153 |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1502 Cumberland Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 68% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY AMERICAN WATER - MIDDLESBORO private · serves 12,022 people · EPA ID KY0070282 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Eastern Telephone & Technologies Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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