1502 Cottage Dr, Stillwater, MN 55082 Property Records

Washington County property record for 1502 Cottage Dr, Stillwater, MN 55082

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,632 sqft · built 1991
Lot Size	0.969 acres (42,245 sqft)
Owner	Individual Name on File
Last Sale	$313,000 (Mar 2022)
Tax Bill	$3,124 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-030-20-24-0060`

Property Details

APN / Parcel Number

Primary APN	`32-030-20-24-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,632 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	42,245 sqft (0.969 acres)
Garage Type	Attached
Garage Area	438 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1502 COTTAGE DR
City	STILLWATER
State	MN
Zip	55082-5962
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISIONNAME CONDO 65 ORLEANS TERRACE 3RD SUPP LOT 43 SUBDIVISIONCD 09383 UNIT 43
Legal Range	20W
Legal Township	30N
Legal Section	32
Legal Subdivision	CONDO 65 ORLEANS TERRACE 3RD SUPP
Legal Lot Number	43
Jurisdiction	WASHINGTON MN
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1009
Census Tract	70603

Owner

1502 Cottage Dr, a condominium, is owned and occupied by an individual who bought it in March 2022.

Source: Washington County records, as of June 9, 2026

Owner of Record	Individual Name on File
Mailing Address	1502 COTTAGE DR, STILLWATER, MN 55082-5962
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 10, 2018	Warranty Deed, Transfer · Conventional with PMI WFB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2022 · Amount on File
Deed Sale	Mar 24, 2022 · Amount on File
Prior Sale	May 10, 2018 · Amount on File
Deed Document Number	20221280585
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Mar 24, 2022
Property Address	1502 COTTAGE DR, STILLWATER, MN 55082-5962
Document Number	0001280585
Instrument Date	Mar 4, 2022
Instrument	1280585
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,032.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 COTTAGE DR, STILLWATER, MN 55082-5962

Mortgage

Document Number	0001280586
Date	Mar 24, 2022
Instrument	1280586

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	May 10, 2018
Property Address	1502 COTTAGE DR, STILLWATER, MN 55082-5962
Document Number	0001253358
Instrument Date	Apr 30, 2018
Instrument	1253358
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 COTTAGE DR STILLWATER MN 550825962, STILLWATER, MN 55082-5962

Mortgage

Document Number	1253359
Date	May 10, 2018
Instrument	1253359

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 9, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 1502 Cottage Dr was $3,124 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Stillwater City
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,124.00 Homeowner's exemption
2025		$274,800 (+4.57%) Land $90,000 Building $184,800	$274,800 (+4.57%) Land $90,000 Building $184,800
2024		$262,800 Land $78,000 Building $184,800	$262,800 Land $78,000 Building $184,800
2023	$2,414.00
2022		$232,900 Land $65,100 Building $167,800	$232,900 Land $65,100 Building $167,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1502 Cottage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1502 Cottage Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stillwater serves 19,462 people · EPA ID MN1820024
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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