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1502 Beech St, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 1502 Beech St, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,211 sqft · built 1979
Lot Size0.272 acres (11,851 sqft)
Owner2 Individual Names on File
Last Sale$73,400 (Jan 2010)
Tax Bill$6,398 (2025)
Deeds & MortgagesFeb 2024 Sale
Jun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN00-00-31-1220-0001-0000

Property Details

APN / Parcel Number

Primary APN00-00-31-1220-0001-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,211 sqft Living Area
Gross Area1,623 sqft
1st Floor Area1,211 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1985
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,851 sqft (0.272 acres)
Lot Dimensions15 ft deep x 7.9 ft wide
Garage TypeAttached
Garage Area412 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area54 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1502 BEECH ST
CityFERNANDINA BEACH
StateFL
Zip32034-2816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 1 COOPER TERRACE PB 3/15
Legal Range28E
Legal Township03N
Legal Section18
Legal SubdivisionCOOPER TERRACE
Legal Lot Number1
JurisdictionNASSAU FL
Township / Civil DivisionFERNANDINA BEACH
Census Block Group1
Census Block1012
Census Tract50103

Owner

1502 Beech St is owned and occupied by two individuals who bought it in January 2010.

Source: Nassau County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address1502 BEECH ST, FERNANDINA BEACH, FL 32034-2816
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 20, 2024Survivorship Deed, Transfer
Jun 24, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 19, 2010 · Amount on File
Deed SaleJan 19, 2010 · Amount on File
Deed Document Number20101424
Deed Book / Page1658 / 1287
Prior Transfer DateFeb 18, 2004
Prior Transfer Doc0000005931
Record UpdatedOct 29, 2026

February 2024: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionNASSAU FL
Recording DateFeb 20, 2024
Property Address1502 BEECH ST, FERNANDINA BEACH, FL 32034-2816
Document Number0026950387
Book / Page2695 / 387
Map ReferenceMB 3 PG 15
Instrument DateFeb 16, 2024
Instrument202445004596
Transaction TypeTransfer
Record UpdatedMar 15, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1502 BEECH ST, FERNANDINA BEACH, FL 32034-2816

Transferred To (Grantee/Buyer)

NameVerified Name
Address1502 BEECH ST, FERNANDINA BEACH, FL 32034-2816

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address1502 BEECH ST, FERNANDINA BEACH, FL 32034-2816
Transaction TypeMortgage
Record UpdatedJul 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1820 BAYOU GRANDE BLVD NE, SAINT PETERSBURG, FL 33703-1910

Mortgage

Document Number0025730350
DateJun 24, 2022
Book Page2573/350
Instrument202245022519
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount on Record
Term121 Months
DueJul 18, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1502 Beech St was $6,398.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
MunicipalityFernandina Beach City
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,398.00$396,946 Land $254,380 Building $142,566$396,946 Land $254,380 Building $142,566
2023$5,362.00$348,317 Land $218,040 Building $130,277$348,317 Land $218,040 Building $130,277

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1502 Beech St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 72 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies72 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1502 Beech St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNANDINA BEACH WTP
serves 21,925 people · EPA ID FL2450364
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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