Carlton County property record for 1502 20th St, Cloquet, MN 55720
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.965 acres (42,059 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,924 (2026) |
| Deeds & Mortgages | Jun 2025 Mortgage Sep 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-708-0240 |
| Primary APN | 06-708-0240 |
|---|---|
| Alternative APN |
|
| Lot Area | 42,059 sqft (0.965 acres) |
|---|
| Account Number | 7221 |
|---|---|
| Street Address | 1502 20TH ST |
| City | CLOQUET |
| State | MN |
| Zip | 55720-3178 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAPLE ACRES |
| Legal Subdivision | MAPLE ACRES |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | CLOQUET |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 70200 |
1502 20th St is owned by an individual who acquired it in May 2013.
Source: Carlton County records, as of April 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1559 CIRCLE DR, CARLTON, MN 55718-8231 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage HARBOR POINTE CU |
| Sep 21, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBOR POINTE CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 11, 2013 |
| Transfer Doc | 0000452448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 1502 20TH ST, CLOQUET, MN 55720-3178 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000521816 |
|---|---|
| Date | Jun 16, 2025 |
| Instrument | A000521816 |
| Name | HARBOR POINTE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 25, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 1502 20TH ST, CLOQUET, MN 55720-3178 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|
| Document Number | A000508527 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | A000508527 |
| Name | HARBOR POINTE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Oct 1, 2027 |
The 2026 property tax bill for 1502 20th St was $7,924.
Source: Carlton County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| Municipality | Cloquet City |
| Unified School District | Cloquet Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,924.00 | ||
| 2025 | $465,600 (+3.77%) Land $63,500 Building $402,100 | $465,600 (+3.77%) Land $63,500 Building $402,100 | |
| 2024 | $7,228.00 | $448,700 (+4.37%) Land $63,500 Building $385,200 | $448,700 (+4.37%) Land $63,500 Building $385,200 |
| 2023 | $7,228.00 | $429,900 (-) Land $63,500 Building $366,400 | $429,900 (-) Land $63,500 Building $366,400 |
| 2022 | $429,900 Land $63,500 Building $366,400 | $429,900 Land $63,500 Building $366,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1502 20th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1502 20th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cloquet serves 12,864 people · EPA ID MN1090005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Airfiber, T-Mobile.
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