1502 1st St N, Cold Spring, MN 56320 Property Records

Stearns County property record for 1502 1st St N, Cold Spring, MN 56320

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,781 sqft · built 2023
Lot Size	0.428 acres (18,644 sqft)
Owner	Individual Name on File
Tax Bill	$7,776 (2026)
Deeds & Mortgages	Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-29441-0052`

Property Details

APN / Parcel Number

Primary APN	`48-29441-0052`

Interior

Bedrooms	4 Beds
Stories	2 Stories
Building Area	2,781 sqft Living Area
1st Floor Area	1,091 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,644 sqft (0.428 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1502 1ST ST N
City	COLD SPRING
State	MN
Zip	56320-1016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 009 BLK 007 MAPLE RIDGE SECTION 21 TOWNSHIP 123 RANGE 030 SECTION 21 TOWNSHIP 123 RANGE 030
Legal Range	30W
Legal Township	123
Legal Section	21
Legal Subdivision	MAPLE RIDGE
Legal Block	7
Legal Lot Number	9
Jurisdiction	STEARNS MN
Township / Civil Division	COLD SPRING
Census Block Group	2
Census Block	2020
Census Tract	11302

Owner

Source: Stearns County assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1502 1ST ST N, COLD SPRING, MN 56320-1016
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 31, 2022
Property Address	1502 1ST ST N, COLD SPRING, MN 56320-1016
Document Number	00A1625173
Instrument Date	Dec 14, 2021
Instrument	A1625173
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 281, RICHMOND, MN 56368-0281

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cold Spring City
County	Stearns County
Unified School District	Rocori Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,776.00 (+4.26%)	$668,300 (+10.66%) Land $59,400 Building $608,900	$668,300 (+10.66%) Land $59,400 Building $608,900
2025	$7,458.00 (+839.29%)	$603,900 (+1,012.15%) Land $54,300 Building $549,600	$603,900 (+1,012.15%) Land $54,300 Building $549,600
2023	$794.00	$54,300 Land $54,300	$54,300 Land $54,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cold Spring serves 4,201 people · EPA ID MN1730006
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable	1,250 / 60
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig Enterprises, Verizon.

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