15017 Thomas Rd, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 15017 Thomas Rd, Charlotte, NC 28278

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,051 sqft · built 1979
Lot Size	1.53 acres (66,777 sqft)
Owner	Individual Name on File
Last Sale	$530,000 (Jun 2021)
Tax Bill	$3,616 (2023)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Feb 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`217-041-16`

Property Details

APN / Parcel Number

Primary APN	`217-041-16`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,051 sqft Heated Area
Gross Area	2,305 sqft
1st Floor Area	1,537 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	66,777 sqft (1.53 acres)
Garage Area	600 sqft
Porch	Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	217-041-16
Street Address	15017 THOMAS RD
City	CHARLOTTE
State	NC
Zip	28278-5811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	CITY/MUNI/TWP:UNINC MAP REF:BK 217 PG 4
Legal Subdivision	TRACT 6 & 7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	3, STEELE CREEK
Census Block Group	1
Census Block	1028
Census Tract	5925

Owner

15017 Thomas Rd is owned and occupied by an individual who bought it in June 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15017 THOMAS RD, CHARLOTTE, NC 28278-5811
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage CITIZENS BANK NA
Feb 1, 2021	Warranty Deed, Transfer MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY
Sep 24, 2019	Trustee's Deed, Construction Loan · Construction Mortgage JONATHAN STAUB
May 1, 2017	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Feb 1, 2021 · Amount on File
Deed Document Number	0036133235
Deed Book / Page	36133 / 235
Record Updated	Jun 7, 2026

June 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 1, 2021
Property Address	15017 THOMAS RD, CHARLOTTE, NC 28278-5811
Document Number	0000107879
Book / Page	36133 / 235
Instrument Date	May 27, 2021
Instrument	2021107879
Transaction Type	Subdivision Related Transfer
Record Updated	May 25, 2023
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	288 SANDPIPER DR, PALM BEACH, FL 33480-3327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15017 THOMAS RD, CHARLOTTE, NC 28278-5811

Mortgage

Document Number	0000107880
Date	Jun 1, 2021
Instrument	2021107880

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 1, 2021
Property Address	15017 THOMAS RD, CHARLOTTE, NC 28278-5811
Document Number	0000018789
Book / Page	35616 / 673
Instrument Date	Feb 1, 2021
Instrument	2021018789
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15017 THOMAS RD, CHARLOTTE, NC 28278-5811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 SANDPIPER DR, PALM BEACH, FL 33480-3327

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 24, 2019
Property Address	15017 THOMAS RD, CHARLOTTE, NC 28278-5811
Book / Page	033876 / 000769
Instrument Date	Sep 23, 2019
Instrument	126943
Transaction Type	Construction Loan
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3039 GLENN VALLEY LN #301 INDIAN TRAIL NC 280790059, 301, INDIAN TRAIL, NC 28079-0059

Mortgage

Document Number	0000126943
Date	Sep 24, 2019
Book Page	033876/000769
Instrument	126943

Lender

Name	JONATHAN STAUB
Address	16523 DOVES CANYON LN, CHARLOTTE, NC 28278-8108

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 23, 2020

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 1, 2017
Property Address	15017 THOMAS RD, CHARLOTTE, NC 28278-5811
Document Number	0000056202
Book / Page	31762 / 522
Instrument Date	Apr 28, 2017
Instrument	2017056202
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3809 MARWICK RD, 3809, CHARLOTTE, NC 28278-9207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15017 THOMAS RD, CHARLOTTE, NC 28278-5811

Mortgage

Document Number	0000056203
Date	May 1, 2017
Instrument	2017056203

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 15017 Thomas Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15017 Thomas Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Comporium, Google Fiber.

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