15017 State Rd 51, Live Oak, FL 32060 Property Records

Suwannee County property record for 15017 State Rd 51, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,744 sqft · built 1978
Lot Size2.6 acres (113,692 sqft)
OwnerIndividual Name on File
Tax Bill$1,996 (2024)
Deeds & MortgagesFeb 2021 Mortgage
Jun 2021 Transfer
Flood ZoneZone X (minimal risk)
APN32-03S-12E-10440-000000

Property Details

APN / Parcel Number

Primary APN32-03S-12E-10440-000000
Alternative APN
  • 10440000000

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,744 sqft Living Area
1st Floor Area2,744 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 2014
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area113,692 sqft (2.6 acres)
Garage Area676 sqft
PorchFinished/Screened Porch
Patio Area350 sqft
Pole Barn528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number10440000000
Street Address15017 STATE ROAD 51
CityLIVE OAK
StateFL
Zip32060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 2.61 ACRES COMM AT SW COR OF SEC & RUN W 127.93 FT TO N-WESTERLY R/W LINE OF ST RD 51 (100 FT R/W) N 45 DEG E ALONG
Legal Range12E
Legal Township03S
Legal Section32
JurisdictionSUWANNEE FL
Township / Civil DivisionDOWLING PARK
Census Block Group2
Census Block2040
Census Tract970303

Owner

15017 State Rd 51 is owned and occupied by an individual who acquired it in June 2021.

Source: Suwannee County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing AddressPO BOX 873, LIVE OAK, FL 32064-0873
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST FEDERAL BANK
Jun 16, 2021Intrafamily Transfer, Transfer
SUWANNEE VALLEY TITLE SERVICES INC, SUWANNEE VALLEY TTL SVCS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateJun 16, 2021
Transfer Doc0000239638
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address15017 STATE ROAD 51, LIVE OAK, FL 32060
Transaction TypeMortgage
Record UpdatedFeb 1, 2022
Title CompanySUWANNEE VALLEY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 873, LIVE OAK, FL 32064-0873

Mortgage

Document Number0000234937
DateFeb 18, 2021
Book Page2245/1
Instrument2021234937
Lender
NameFIRST FEDERAL BANK
TypeBank
AddressLAKE CITY, FL 32055
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueMar 1, 2041

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUWANNEE FL
Recording DateJun 16, 2021
Property Address15017 STATE ROAD 51, LIVE OAK, FL 32060
Document Number0000239638
Book / Page2276 / 220
Instrument DateJun 16, 2021
Instrument2021239638
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanySUWANNEE VALLEY TITLE SERVICES INC, SUWANNEE VALLEY TTL SVCS INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15017 STATE ROAD 51, LIVE OAK, FL 32060

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$156,983$307,041 Land $26,100 Building $280,941
2024$1,996.00 (+2.73%)
2023$1,943.00 (+3.13%) Homeowner's exemption$148,116 (+3%)$284,443 (+30.18%) Land $26,100 Building $258,343
2022$1,884.00 Homeowner's exemption$143,802$218,504 Land $26,100 Building $192,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15017 State Rd 51 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims1 (2009)
Most Recent ClaimApr 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15017 State Rd 51 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Rd 51

Nearby Streets

Search Property Records by Address or Parcel Number