15016 Windmill Cir, Carmel, IN 46033 Property Records

Hamilton County property record for 15016 Windmill Cir, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,081 sqft · built 1989
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,300 (Apr 2014)
Tax Bill	$4,471 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-10-18-405-003.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-10-18-405-003.000-015`
Alternative APN	`0810180405003000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,081 sqft Living Area
Gross Area	4,005 sqft
1st Floor Area	3,081 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	185 ft deep x 117 ft wide
View / Lot	Extra Front
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	15016 WINDMILL CIR
City	CARMEL
State	IN
Zip	46033-9075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .48, SECTION 18, TOWNSHIP 18, RANGE 4, BRIDLEWOOD, SECTION 2, LOT 68
Legal Range	04
Legal Township	18
Legal Section	18
Legal Subdivision	BRIDLEWOOD SECTION 2
Legal Block	2
Legal Lot Number	68
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	1
Census Block	1020
Census Tract	110405

Owner

Source: Hamilton County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15016 WINDMILL CIR, CARMEL, IN 46033-9075
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
May 11, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2014 · Amount on Record
Deed Sale	Apr 9, 2014 · Amount on Record
Prior Sale	Aug 29, 2012
Deed Document Number	201412899
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Aug 6, 2026
Property Address	15016 WINDMILL CIR, CARMEL, IN 46033-9075
Document Number	0000035514
Instrument Date	Jul 27, 2026
Instrument	202635514
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15016 WINDMILL CIR, CARMEL, IN 46033-9075

Mortgage

Document Number	0000035514,
Date	Aug 6, 2026
Instrument	202635514

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 5, 2066

Interest

Rate	6.49%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	15016 WINDMILL CIR, CARMEL, IN 46033-9075
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027182
Date	May 11, 2020
Instrument	2020027182

Lender

Name	PNC BANK NA
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$397,300 (+5.27%) Land $68,900 Building $328,400	$397,300 (+5.27%) Land $68,900 Building $328,400
2024	$4,471.00 (+4.19%)
2023	$4,291.00 (+11.54%) Homeowner's exemption	$377,400 (+15.06%) Land $68,900 Building $308,500	$377,400 (+15.06%) Land $68,900 Building $308,500
2022	$3,847.00 Homeowner's exemption	$328,000 Land $68,900 Building $259,100	$328,000 Land $68,900 Building $259,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum.

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