Charlotte County property record for 15016 Longs Ln, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,815 sqft · built 2024 |
| Lot Size | 0.264 acres (11,482 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $951,600 (Nov 2024) |
| Tax Bill | $13,648 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2026 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 422621126016 |
| Primary APN | 422621126016 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,815 sqft Living Area |
| Gross Area | 3,918 sqft |
| 1st Floor Area | 2,815 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 11,482 sqft (0.264 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 523 sqft |
| Driveway | Driveway |
| Driveway Area | 960 sqft |
| Pool Area | 36 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 15016 LONGS LN |
|---|---|
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BOZD |
| Legal Description | WEBBS RESERVE LOT 6978 3470938 |
| Legal Subdivision | WEBBS RESERVE |
| Legal Lot Number | 6978 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10100 |
15016 Longs Ln is owner-occupied and held in a trust since May 2026.
Source: Charlotte County records, as of June 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 15016 LONGS LN, PUNTA GORDA, FL 33982-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC |
| Jun 16, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 26, 2024 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2024 · Amount on File |
| Deed Sale | Nov 26, 2024 · Amount on File |
| Deed Document Number | 20243470938 |
| Last Transfer Date | May 7, 2026 |
| Transfer Doc | 0003655005 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | May 15, 2026 |
| Property Address | 15016 LONGS LN, PUNTA GORDA, FL 33982-2700 |
| Document Number | 0003645025 |
| Instrument Date | May 14, 2026 |
| Instrument | 20263645025 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2506 TOURNAMENT PLAYERS CIR S, MINNEAPOLIS, MN 55449-5501 |
| Document Number | 0003645025, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 20263645025 |
| Name | LOWER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jun 16, 2026 |
| Property Address | 15016 LONGS LN, PUNTA GORDA, FL 33982-2700 |
| Document Number | 0003655005 |
| Instrument Date | May 7, 2026 |
| Instrument | 20263655005 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 15016 LONGS LN, PUNTA GORDA, FL 33982-2700 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 26, 2024 |
| Property Address | 15016 LONGS LN, PUNTA GORDA, FL 33982-2700 |
| Document Number | 0003470938 |
| Map Reference | MB 27 PG 8 |
| Instrument Date | Nov 22, 2024 |
| Instrument | 3470938 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,661.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966 |
| Name | Verified Name |
|---|---|
| Address | 2506 TOURNAMENT PLAYERS CIR S, MINNEAPOLIS, MN 55449-5501 |
| Document Number | 0003470939 |
|---|---|
| Date | Nov 26, 2024 |
| Instrument | 3470939 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2054 |
The 2025 property tax bill for 15016 Longs Ln was $13,648.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,648.00 | $687,980 Land $78,625 Building $609,355 | $687,980 Land $78,625 Building $609,355 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15016 Longs Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 518 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 870 units insured incl. 352 condo units |
| Nearby Flood Claims | 11 (1995–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15016 Longs Ln is high, ranking above 87% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 87% of the US · above 79% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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